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I know that some here are anti-landlord, but honestly, staying in an apartment without paying rent is *stealing*. Regardless of what the problem is - if you cannot afford a place then don't live in it. Personally, I'd love to live in a penthouse duplex with city views up on 59th street but it's an impossibility at this stage of my life.
Withholding rent is not an option for problems - that's why the court systems are available.