how much of my paycheck should I save each month? (live, cost)
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You are missing one more variable for an exact answer.
38% of ___________= your answer.
In this example I am demonstrating an example on rental not home ownership.
If your take home pay is $100,000 a year that's $3,166 per month rent leaving you with $62,000 or $1,192 per week to utilize paying off utilities,car insurance ,food ,clothing,etc.....
If you are taking home $100,000 per year you should be comfortable and be able to set some monies aside as future savings.
If you make $50,000 per year that's $1,583.00 per month rent leaving you with $31,000 or $596 per week to utilize paying off utilities,car insurance ,food ,clothing,etc.....
If you are taking home $50,000 per year and live on a tight budget you just might squeak by. I don't think there will be room for future savings.
I have always been of opinion that if you want to live comfortably in NY you had better have an income of at least $100,000 a year in 2018.
Costco for me was 2 years of their Pickled Herring (half the cost of VITA, their immense rotisserie chickens, and their 3 pack of 19 ounce tofu. No way I could recoup the membership fee with just those items.
Reminds me, I have a free trial again at BJ's which I need to activate in July...I'd better get on the stick. I love their line of Michael Angelo family sized Italian entrees. At BJ's I bought two flat screens, my first computer, a chest freezer full of Michael Angelos, popcorn, camera a chicken a week. Store was in my back yard so I could roll a 46 inch TV home. Best, it was attached to a Shop-Rite.
NYC BJ's are fare less convenient, Bronx or Middle Village, both a schlepp.
I went to a Aldi's this morning. Wasn't impressed. Not a lot of organic selection at the one I went to. I got two boxes of organic granola... One apple and one regular one. $6.58. About a $1.40 less than Whole Foods, but as I said a very limited selection of organic options. You certainly can't do any real shopping there unless you don't care much about quality. I didn't even see any real snacks there. There were only two cashiers, and the one I had made a point to speak to everyone BUT me. I guess I wasn't spending enough money for her. lol
I hope I never implied that you would find much, if any, Organic products.
No. I decided to have a look because of the virtual store tour that I took. Based off of that, they appeared to carry a large selection of organic staples at a minimum. I would never do bulk shopping there but I figured I MAY spend $20.00 in there tops. At least they had some of what I wanted. I really went there for organic cereal and a $1.40 off isn't terrible. It would be even greater if they had self checkout. I'm not sure why they have so many registers with only two cashiers and one with a surly attitude at that. I will probably go there on occasion. The place is interesting. They actually carry a few familiar items like Honey Nut Cheerios. No idea what the price was.
I went to a Aldi's this morning. Wasn't impressed. Not a lot of organic selection at the one I went to. I got two boxes of organic granola... One apple and one regular one. $6.58. About a $1.40 less than Whole Foods, but as I said a very limited selection of organic options. You certainly can't do any real shopping there unless you don't care much about quality. I didn't even see any real snacks there. There were only two cashiers, and the one I had made a point to speak to everyone BUT me. I guess I wasn't spending enough money for her. lol
If you really would like to get good quality produce, try CSA.
Go take your meds. Sad old soul who has nothing to do in life but trolling!
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