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I'm reacting to a joke that's funny. Back to thread... So have you looked at any other places that were cheaper than $1600? If not, how long are they going to hold that place for you?
There is nothing funny here, Pierrepont. This thread has turned into a bullying situation and I learnt to stand up for myself. If that troll keeps attacking me, I won't be silent. As for the original question, I don't wish to discuss it anymore. Thank you!
how do you make a decision whether a rental is affordable or not? I have been looking for studios but I am not sure how much I have to keep on the side for emergencies or savings.
Any advice would be very appreciated as I need to make a quick decision. I found a place in a nice neighborhood in a prewar building but I am hesitant to apply. The rent would be about 38% of my net income.
The banks use the 30% rule when they check you out for a loan. In my world, 38% is perfectly good. Make up a budget that includes the new rent but also set a savings contribution every month for at least 10%. Then figure out if you can do it comfortably.
The banks use the 30% rule when they check you out for a loan. In my world, 38% is perfectly good. Make up a budget that includes the new rent but also set a savings contribution every month for at least 10%. Then figure out if you can do it comfortably.
The banks use the 30% rule when they check you out for a loan. In my world, 38% is perfectly good. Make up a budget that includes the new rent but also set a savings contribution every month for at least 10%. Then figure out if you can do it comfortably.
I can't seem to stay under 40% because my cola raise always comes five months after the rent increase so my rent is always 37% to 40%.
Give it a rest already. We've been down that road already. Either she'll cut back or she won't. She may have a particular diet that she's on where she needs more money. What works for one doesn't always work for all.
Ryu: Yes you have it easy. I am on a treatment plan for a severe eating disorder- something I didn't wish to disclose in the beginning. You wanna switch places?
Ryu: Yes you have it easy. I am on a treatment plan for a severe eating disorder- something I didn't wish to disclose in the beginning. You wanna switch places?
I didn't force you to develop an eating disorder, love! You need to blame the mass media for brainwashing you into developing a body dysmorphia which created that eating disorder. I hope you get better!
And no i don't want to switch places. I am happy with who i am. I don't drink alcohol/beer, do drugs, smoke, drink caffeine. I live a clean life and exercise mon to fri at 6 am. I take my vitamins like Hulk Hogan told be when i was a little boy. No dairy for me since cow's milk is for baby cows and i am not a cow. moooooo!
I didn't say I have a body dysmorphia so watch your mouth! And I am not blaming you or the media. You implied I have it easy and I responded to that. What I am really blaming you for is that you ruined this thread with your insults and trolling.
I didn't say I have a body dysmorphia so watch your mouth! And I am not blaming you or the media. You implied I have it easy and I responded to that. What I am really blaming you for is that you ruined this thread with your insults and trolling.
And don't call me "love", you troll!
I didn't ruin anything. People are still giving you advice for whatever reason. You should review your original thread from 2009 and re-bump that one if you still have questions. There was no need for a new one.
I guess i will respond to your new thread in 9 years with the same title i suppose.
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