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To the OP:
You need to consult a real estate attorney. Some of the other posters have cited legal issues over ownership and tenancy with you paying the maintenance in your mother's stead and they are correct. The coop is not trying to be jerks, it's just the way coops are legally set up. There are rules in place for a reason, while they might defy common sense on the surface, a coop is not real property with a deed that can be traded about, messed with or inherited. Instead it has a proprietary lease based on a number of shares. This is the root of the complications, epecially if you don't understand how a coop has to be legally structured to exist.
A real estate attorney can cut through the BS of the coop's managing agents, read through the coop's bylaws and also guide you with transfer of ownership issues if that is your mother's wish. Depending on the bylaws, she might not be able to give the coop to you if the worst happens, and the coop does have the right to force a sale. There is much in the works of coops that you are unaware of, and unless you're a real estate agent or a real estate attorney these find workings will be completely alien to you. This is a much more serious situation than you realize if your mother is in frail health and her maitenance isn't paid. The maintenance includes real estate taxes, if the maitenance is not being sent in a form they can legally accept this WILL but you and your mom in the rump. It is not as simple as talking to someone in the coop to "sort it all out". Please hire an attorney (one who specializes in NYC real estate) to guide you.
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