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Old 09-27-2008, 07:48 AM
Location: Perth, Australia
11 posts, read 40,894 times
Reputation: 14


I'm arriving in New York in December but won't have health insurance through my employer until late January. It's difficult (impossible?) to get short term/temporary health insurance in the State of New York, but I was hoping to pick up some hospitalization insurance for my family for two months. Does anyone know of any reputable companies that provide such coverage in the New York City area?

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Old 09-27-2008, 08:34 AM
Location: Washington, DC & New York
10,755 posts, read 25,542,103 times
Reputation: 6681
There are some good plans out there that fit the bill, but I'd recommend using a comparison site to see who has the best plan/price for your needs.

Here's a link to ehealthinsurance.com that has a section for short term needs as well as conventional insurance.

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Old 09-27-2008, 08:46 AM
3,225 posts, read 7,496,017 times
Reputation: 868
Concur with bmw's link. Also can you get any group vs individual policy from any organization you belong to? The short-term coverage will be a hurdle. If you're from within the USA, and have present coverage, COBRA is probably the way to go.

BTW welcome back BMW and others. Last night I missed you guys and ended up in a debating duet with some guy named criminal who was calling me a germophobe and telling me me Astoria is no good.

Last edited by Moderate Guy; 09-27-2008 at 08:47 AM.. Reason: typo
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Old 09-27-2008, 11:27 PM
185 posts, read 652,358 times
Reputation: 98
If you qualify for public insurance, its great!! Other than that, remember that Public Hospitals, Regular Doctors Clinics, Specialists and Dental Facilities CANNOT turn you away if you need medical attention, and they have something called HHC Options I believe, where you always pay a certain amount depending on your income. Even something as "expensive" as hospitalization wouldnt be tremendously expensive here as in Private hospitals. Besides, most public hospitals here just seem better anyways. Before my insurance kicked in once, I went to Harlem Hospital. I said I didnt have insurance, the clerk was like "Who cares, that doesn't matter here, no one cares if you have insurance?" My jaw dropped. Anywhere else in the US would have been very different. I received excellent care and received a bill for only $10. When I first moved here I had private insurance, Blue Cross Blue Shield. It was SOOO hard to find anyone who would take it. On the other hand, EVERYone wanted Medicaid or the other State run public insurance programs, even New York's "Top" Hospitals.

Remember that we also have state run pharmacies where all prescriptions are $10 in public hospitals which is very helpful if you dont have insurance. The New York City Website www.nyc.gov also has listings of resources for the uninsured. Youll have to search around for it, but healthcare is something that you will not go without in New York. Here we take care of our own!
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Old 09-28-2008, 08:01 AM
7,079 posts, read 33,743,597 times
Reputation: 4005
I've worked in City hospitals and I've worked in not-for-profit (private) hospitals. Frankly, I'd have to be hit by a truck in the entrance of a City-run hospital to agree to be admitted to one. Not in a MILLION years.
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