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Old 11-04-2009, 07:44 AM
 
3 posts, read 8,626 times
Reputation: 10

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Hi all,

Two questions:

1. Apartment rental pricing in UES

Many sites like Craiglist, C21nyc and Urban Sherpa are listing 1 bedroom apartments in Upper East Side now for prices that range from $1300 – 1500 per month. The areas range from 75th – 87th street around 1st – 3rd avenues. Is this too good to be true, or could the economy play a role in the lower prices? Granted, these 1 bedroom apartments do appear small.

2. On 60k salary, here are what I believe my expenses to be if I reverse commute to Stamford:

1400 rent
390 monthly metrocard and metronorth ticket
95 iPhone
95 cable and internet
100 max for utilities
500 food

Assuming I take home 3000 a month after taxes and benefits, I probably will have only 420 left at the end of each month to save.

Any thoughts and advice?

Thank you
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Old 11-04-2009, 07:53 AM
 
7,079 posts, read 33,733,092 times
Reputation: 4005
Quote:
Originally Posted by darkshady View Post
Hi all,

Two questions:

1. Apartment rental pricing in UES

Many sites like Craiglist, C21nyc and Urban Sherpa are listing 1 bedroom apartments in Upper East Side now for prices that range from $1300 – 1500 per month. The areas range from 75th – 87th street around 1st – 3rd avenues. Is this too good to be true, or could the economy play a role in the lower prices? Granted, these 1 bedroom apartments do appear small.

2. On 60k salary, here are what I believe my expenses to be if I reverse commute to Stamford:

1400 rent
390 monthly metrocard and metronorth ticket
95 iPhone
95 cable and internet
100 max for utilities
500 food

Assuming I take home 3000 a month after taxes and benefits, I probably will have only 420 left at the end of each month to save.

Any thoughts and advice?

Thank you
I wouldn't trust Craigslist much. What about health insurance? Dental care? Dry cleaning? Laundry? 1400 in rent will get you a DUMP (if you're lucky).
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Old 11-04-2009, 08:04 AM
 
Location: England, UK
20 posts, read 58,082 times
Reputation: 11
Quote:
Originally Posted by Viralmd View Post
I wouldn't trust Craigslist much. What about health insurance? Dental care? Dry cleaning? Laundry? 1400 in rent will get you a DUMP (if you're lucky).

Well there you go mate - "A DUMP!" Oh well.....
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Old 11-04-2009, 08:04 AM
 
10,606 posts, read 20,739,640 times
Reputation: 8155
There's no clothing budget in there either, or cleaning/kichen/home/drug store supplies.
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Old 11-04-2009, 08:10 AM
 
3 posts, read 8,626 times
Reputation: 10
Hi guys,

Thank you for the replies.

I said that I take home 3,000 a month after taxes and benefits per month. By benefits, I mean health, eye and dental insurance.

I also have 30k saved up and already bought all the clothes, LCD HD TV, laptop, Xbox 360 games that I wanted. I have extra saved to buy furniture and such.

Cleaning supplies shouldn’t really cost that much.

Thanks for your inputs.
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Old 11-04-2009, 08:13 AM
 
Location: Manhattan
120 posts, read 393,517 times
Reputation: 63
What about your 401k/roth IRA savings? At minimum, that should be $400/mo to max out your Roth.
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Old 11-04-2009, 08:18 AM
 
7,079 posts, read 33,733,092 times
Reputation: 4005
Quote:
Originally Posted by darkshady View Post
Hi guys,

Thank you for the replies.

I said that I take home 3,000 a month after taxes and benefits per month. By benefits, I mean health, eye and dental insurance.

I also have 30k saved up and already bought all the clothes, LCD HD TV, laptop, Xbox 360 games that I wanted. I have extra saved to buy furniture and such.

Cleaning supplies shouldn’t really cost that much.

Thanks for your inputs.

No, you won't take home that much. The 3000/month is about right, but that's JUST what your salary gives you on a paycheck calculator, which includes NYC income tax. That DOES NOT take into account your health insurance/dental care (which DOES have to be paid for)....

This just doesn't sound like a good idea. And what about an A/C? I guess your clothes never wear out, huh?
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Old 11-04-2009, 08:31 AM
 
3 posts, read 8,626 times
Reputation: 10
Well I do have about 50 button down business casual shirts, 15 business casual pants and khakis, 10 pairs of jeans, 5 winter jackets, etc. I thought about all this beforehand.

If not, that's what credit cards are for.

I do however, see your point. Expenses can add up quickly.

I currently commute from Westchester county, but I hate it there.
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Old 11-04-2009, 08:39 AM
 
10,606 posts, read 20,739,640 times
Reputation: 8155
Quote:
Originally Posted by darkshady View Post
Hi guys,

Thank you for the replies.

I said that I take home 3,000 a month after taxes and benefits per month. By benefits, I mean health, eye and dental insurance.

I also have 30k saved up and already bought all the clothes, LCD HD TV, laptop, Xbox 360 games that I wanted. I have extra saved to buy furniture and such.

Cleaning supplies shouldn’t really cost that much.

Thanks for your inputs.
Actually it seems like you don't really think the input is that helpful. Sorry, but that's what I am gathering from your posts...that you think you have it all figured out already. If that's the case, why ask?
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Old 11-04-2009, 08:40 AM
 
Location: BK All Day
4,480 posts, read 8,318,895 times
Reputation: 4288
Quote:
Originally Posted by darkshady View Post
If not, that's what credit cards are for.

Really? Did you really say that? If you have no money how do you expect to make payments on a credit card.
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