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Old 05-18-2014, 08:40 PM
 
98 posts, read 128,965 times
Reputation: 33

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Is there any chance that her having no credit at all would be better than if we tried to bump it up and it's not 700 yet by the time they call?
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Old 05-18-2014, 08:50 PM
 
252 posts, read 468,654 times
Reputation: 69
Quote:
Originally Posted by LexAveExp5 View Post
Is there any chance that her having no credit at all would be better than if we tried to bump it up and it's not 700 yet by the time they call?
Lex

To be honest I have no idea. Ive only known of people that have got denied because of a low score on lottery apts but not sure about no credit at all
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Old 05-18-2014, 09:36 PM
 
468 posts, read 481,076 times
Reputation: 516
I knew I had seen it somewhere:

http://www.riverbaycorp.com/newrb/Co...pplication.pdf

The management company of Co-Op City outline their process for evaluating credit of people who have never established a credit history. They don't automatically disqualify you, they find ways to establish your credit, like utility bills. I suspect it will matter even less in your case, because your gf is not the primary person responsible for the apartment. Basically "they have their ways".
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Old 05-19-2014, 06:19 AM
 
98 posts, read 128,965 times
Reputation: 33
Sweet! We're gonna sign her up at Credit Karma later and see if she has a credit score (which she probably doesn't). If not, I'm not even gonna bother building her credit
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Old 05-19-2014, 01:15 PM
 
25 posts, read 41,663 times
Reputation: 10
I'm trying to find out what's the min cridit you can have to qualify for an apartment though mitch-lama co-op, I'm on the one bed room list, mid-800s, I'm guessing a 700+, if anyone knows, please share your information... Thank you!!
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Old 05-19-2014, 01:26 PM
 
Location: New York
523 posts, read 1,257,732 times
Reputation: 110
Quote:
Originally Posted by Q41 applicant View Post
I'm trying to find out what's the min cridit you can have to qualify for an apartment though mitch-lama co-op, I'm on the one bed room list, mid-800s, I'm guessing a 700+, if anyone knows, please share your information... Thank you!!
It's High 500s to low 600s I believe. Definately not 700 like Q41.
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Old 05-19-2014, 06:04 PM
 
Location: New York City
321 posts, read 522,947 times
Reputation: 43
Just contact the office and ask.
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Old 05-19-2014, 06:35 PM
 
25 posts, read 41,663 times
Reputation: 10
Ok, that's great news, because q41 only took people with a 700+ Credit score, I was hoping Masaryk would be a little more realistic.. Thank you for that information...
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Old 05-22-2014, 08:05 AM
 
11 posts, read 49,031 times
Reputation: 14
Has anyone called the office this week to check the status of 1bedroom & 3 bedroom lotteries?
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Old 05-22-2014, 08:39 AM
 
430 posts, read 681,765 times
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Quote:
Originally Posted by Mimroy View Post
Has anyone called the office this week to check the status of 1bedroom & 3 bedroom lotteries?
Since the deadline for applications was this past Monday I am sure they haven't gotten it all together yet, would not be shocked if they haven't even opened envelopes yet.
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