When I read your question, it seems that you think the buyer pays the real estate fees. No, it's the seller who is responsible for those fees, so I don't know that you'd save any money by looking for "for sale by owners". Why not call a local real estate agent in that area, and tell them that you want a "buyer's agent", someone who will be on your side and represent you. The "buyer's agent" and the "seller's agent" will have to split the fee, that the seller would pay.
If you have a "buyer's agent", he/she can do all the legwork for you, and steer you in the right direction.
If you move to one of these areas, are you looking to be in a city situation, more suburban or rural?
If you move to Poughkeepsie, I'd stay away from anywhere near Main Street. Northern Po'k, near
Marist/DCC ok, Arlington mostly ok, Spackenkill ok, and some parts of the city, south of Main Street -
all of these might be ok. Also think about the surrounding towns, such as Wappingers, Hyde Park
and Pleasant Valley, which are also nice areas to live.
As with anyplace that I would buy, after looking at the "possibility" in the daytime, I'd also go back at night and check out the neighborhood, especially on a weekend night. Are there a lot of people roaming the street, is it loud, does it feel safe, etc.?
Just a few thoughts. Good luck with your move!
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