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Old 09-24-2014, 11:22 AM
 
Location: The Netherlands
4,294 posts, read 3,051,370 times
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Leave it why need to hurt a friend for 20$ right? I am sure he or she did his best for some reason it bounced back. I think leave it. It is not worth. In case if your friend ask it then you can be honest with it other wise no. Be grate full for at least send even a bounce check than completely nothing.
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Old 09-24-2014, 11:22 AM
 
8,076 posts, read 13,388,432 times
Reputation: 10321
Quote:
Originally Posted by Mr_Geek View Post
What makes it worse is that I sent him a text thanking him when I got it and told him I'd be depositing the check ASAP. Now if he sends another check or a check in the future I'll be cautious about depositing it but I also don't want to sit on it and mess up his checking balance.
If he sends another just stop by the bank he wrote it on and check funds & cash..
This stuff is not that hard !!!!
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Old 09-24-2014, 12:05 PM
Status: "RIP Brandon" (set 2 days ago)
 
Location: Arlington, VA and Washington, DC
23,506 posts, read 33,212,464 times
Reputation: 32000
I work in banking. A bounced check I deposited would cause me a lot of embarrassment. I think you have the right to an explanation and to ask to get the $12 fee reimbursed from him. If he is your friend, he should not have a problem righting his wrong and will get over his embarrassment to do it.
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Old 09-24-2014, 12:12 PM
 
Location: Los Angeles
12,080 posts, read 10,173,177 times
Reputation: 32771
Quote:
Originally Posted by kelly237 View Post
If he sends another just stop by the bank he wrote it on and check funds & cash..
This stuff is not that hard !!!!
The bank is a local bank 1,500 miles away.
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Old 09-24-2014, 12:21 PM
 
16,724 posts, read 14,558,647 times
Reputation: 41100
Quote:
Originally Posted by Mr_Geek View Post
My son turned 1 recently and a childhood friend of mine sent him a check for $20 as a birthday present. I deposited the check about a week ago. Today I got an email that the $20 check had bounced and my bank is removing the $20 + a $12 returned check charge from my account.

Now this money isn't that big of a deal obviously but should I say anything to my friend? I'm guessing if he doesn't have $20 in his account he will know that the check bounced and he will probably get charged a fee from his bank as well. I don't plan on saying anything but I just thought I'd get some opinions.
Since it's a gift, this is awkward.

I might not say anything if it was someone I knew was on hard times. But if it was someone who I know can afford it, I would ask them for the $12.

If it was money they owed me, they'd be paying me the whole $32 and I would never accept a check from them again.
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Old 09-24-2014, 12:27 PM
 
16,724 posts, read 14,558,647 times
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Quote:
Originally Posted by oh-eve View Post

If he sends another check in the future I would say with a light tone "hey, is that another one that I can't deposit, remember, your last one bounced" and see what he says.

My goodness, that would be mean-spirited. I would just hold onto the check until he asks why you haven't deposited it. That way at least you know he's keeping track of it.
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Old 09-24-2014, 12:48 PM
 
Location: Southwestern, USA
14,962 posts, read 11,929,206 times
Reputation: 16444
It seems many are concerned with this friend's embarrassment.
There needn't be if handled casually... if he does seem embarrassed, ya just put
him at ease with a,
"Hey, its no problem...but if you ever need some help lemme know, Tom. "

The truth in a friendship brings two closer. Confuscious say.
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Old 09-24-2014, 01:07 PM
 
16,724 posts, read 14,558,647 times
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Quote:
Originally Posted by Miss Hepburn View Post
...but if you ever need some help lemme know.
I think I would leave this little ditty out of the equation completely, though.
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Old 09-24-2014, 01:12 PM
 
Location: Los Angeles
12,080 posts, read 10,173,177 times
Reputation: 32771
Quote:
Originally Posted by convextech View Post
I think I would leave this little ditty out of the equation completely, though.
Yeah no kidding.

"Now that you mention it, I need $30 to cover a bounced check!"
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Old 09-24-2014, 01:15 PM
 
Location: Brentwood, Tennessee
42,404 posts, read 41,164,797 times
Reputation: 81389
Quote:
Originally Posted by Mr_Geek View Post

I'm very grateful that my friend did this for my son but I'm also slightly annoyed that I have to pay fines due to him being unable to have $20 in his checking account. I suppose this makes me a bad person!
No, it means you have a bad bank.

Don't say a word. The first time, the next time or ever.
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