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07-22-2007, 06:39 PM
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Senior Member
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Join Date: May 2007
Location: NC close to the MTs and near the lakes.
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homeowners ins
After reading that NC tops the nation in weather disasters how hard is it to get homeowners ins? That is one reason we are leaving FL. Allstate would not renew our ins after we had been with them for 30 years and we never filed a claim.All major ins carriers are getting out of FL. Is that also the case in NC?
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07-22-2007, 06:51 PM
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Happiness is a direction, not a place
Status:
" Happiness is a form of courage. ~Holbrook Jackson"
(set 17 hours ago)
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Join Date: Mar 2007
Location: The Old North State
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07-22-2007, 07:52 PM
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Senior Member
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Join Date: Jan 2006
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Quote:
Originally Posted by lorriem
After reading that NC tops the nation in weather disasters how hard is it to get homeowners ins? That is one reason we are leaving FL. Allstate would not renew our ins after we had been with them for 30 years and we never filed a claim.All major ins carriers are getting out of FL. Is that also the case in NC?
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Are you planning on living on the coast? |
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07-23-2007, 04:56 PM
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Senior Member
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Join Date: May 2007
Location: NC close to the MTs and near the lakes.
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Quote:
Originally Posted by mm34b
Are you planning on living on the coast?
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No we are looking at the Lenoir area. |
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07-23-2007, 05:09 PM
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Senior Member
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Join Date: May 2007
Location: NC close to the MTs and near the lakes.
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Quote:
Originally Posted by SunnyKayak
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Thank you for that link it puts my mind at ease. You have no idea how much we are paying now $2200 and that is $1500 LESS THEN THE NEXT BEST QUOTE. |
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07-23-2007, 07:03 PM
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Senior Member
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Quote:
Originally Posted by lorriem
No we are looking at the Lenoir area.
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Homeowners insurance cost in Caldwell County is relatively cheap (along with the other counties in the Mountain Region) compared to many other areas of NC.
NC Department of Insurance
http://www.ncdoi.com/Media/Documents...yTerritory.pdf
Examples are based on a frame home valued at $100,000 and insured under the HO-3 policy, Protection Classes 1 - 6.
Last edited by mm34b; 07-23-2007 at 07:12 PM..
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07-26-2007, 10:56 AM
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Senior Member
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Join Date: May 2007
Location: NC close to the MTs and near the lakes.
2,727 posts, read 1,304,270 times
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Quote:
Originally Posted by mm34b
Homeowners insurance cost in Caldwell County is relatively cheap (along with the other counties in the Mountain Region) compared to many other areas of NC.
NC Department of Insurance
http://www.ncdoi.com/Media/Documents...yTerritory.pdf
Examples are based on a frame home valued at $100,000 and insured under the HO-3 policy, Protection Classes 1 - 6. |
Thank you but what is HO-3,protection classes 1-6? Is that the type of policy you pick. |
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07-26-2007, 11:12 AM
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Senior Member
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Join Date: Jan 2006
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Quote:
Originally Posted by lorriem
Thank you but what is HO-3,protection classes 1-6? Is that the type of policy you pick.
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It's the type of policy the DOI picked to do their comparison study. Apples to apples, I guess. |
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07-26-2007, 11:23 AM
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Senior Member
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Join Date: May 2007
Location: NC close to the MTs and near the lakes.
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Got You.Thanks again
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07-26-2007, 03:31 PM
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Go climb your family tree
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Join Date: Jan 2007
Location: Leland, NC
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Quote:
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NC tops the nation in weather disasters
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Actually, part of the reason NC is tops in weather disasters has absolutely NOTHING to do with hurricanes but with DROUGHT! Weather disasters can also cause the lose of farm lands which is also considered a disaster.
NCDA&CS News Release: N.C. leads nation in loss of farms ... again
Quote:
North Carolina leads nation in loss of farms … again
State lost 1,000 farms in 2005, USDA report says
RALEIGH – North Carolina lost 1,000 farms during 2005, tying Florida and Tennessee for first place in the nation, according to the U.S. Department of Agriculture.
These latest numbers continue a trend in North Carolina, which lost 3,000 farms in 2004, also tops in the nation.
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