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Old 05-07-2012, 12:11 AM
 
16,301 posts, read 24,893,102 times
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Quote:
Originally Posted by azteacher721 View Post
When someone hit my husband (a taxi company too boot) and the driver was uninsured, my insurance company stated that they will try to go after the other driver for our deductible. This was back in September and I still haven't heard anything, although, the claim is still listed as open in their website. I have uninsured driver insurance, as well as rental coverage so I am no help on that part.
It was about 18 months before I got my deductible back. The way the courts are backed up they probably haven't been able to get it into court yet.
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Old 05-08-2012, 11:28 AM
 
Location: NC
6,032 posts, read 7,529,533 times
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Quote:
Originally Posted by jaynarie View Post
I have a discounted rental price through my insurance, not full rental car coverage (I figured I'd pay more in premiums over time than I would if I needed a rental). Anyway, not the point.
I have Allstate and they have been great so far (the last time I was rear-ended, I had Progressive. It was a nightmare). I will have to ask her one more time. She has a very annoying voice and calls me Ms. Lastname in every single sentence, so maybe I misunderstood and zoned out for a minute the last time I asked.

You had a bad agent... rental coverage barely affects premium... like $8 every 6 months.
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Old 05-09-2012, 08:12 AM
 
814 posts, read 966,214 times
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Shouldn't the car that actually hit you also be at fault for not keeping an appropriate following distance? Do you have any recourse with that person's insurance?
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Old 05-09-2012, 09:00 AM
 
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Quote:
Originally Posted by netbrad View Post
Shouldn't the car that actually hit you also be at fault for not keeping an appropriate following distance? Do you have any recourse with that person's insurance?
HUH did you really ask that.

What is the "legal following distance" when stopped at a light or stop sign?
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Old 05-09-2012, 09:48 AM
 
Location: Carolina Mountains
2,019 posts, read 3,615,188 times
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Actually I think netbrad has a point. It was my understanding that in NC the person who hit you is the person who pays whether or not they caused the accident? It would then be that person's insurance that goes after the initial accident causer? Or is that wrong?
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Old 05-09-2012, 07:26 PM
 
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Quote:
Originally Posted by saucystargazer View Post
Actually I think netbrad has a point. It was my understanding that in NC the person who hit you is the person who pays whether or not they caused the accident? It would then be that person's insurance that goes after the initial accident causer? Or is that wrong?
OK, Then I'll ask you, what is the "legal following distance" when sitting at a stop light or stop sign? (I know it is recommended that you be able to see the rear wheels, but that's just a recommendation) How are they (or insurance co.) responsible?

The person that causes the accident is the person responsible. And if he stacked them all up because of his driving, then he "owns" it all.
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Old 05-10-2012, 04:19 PM
 
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Quote:
OK, Then I'll ask you, what is the "legal following distance" when sitting at a stop light or stop sign? (I know it is recommended that you be able to see the rear wheels, but that's just a recommendation) How are they (or insurance co.) responsible?
I thought the OP was hit while moving. However, you are supposed to keep at least one car length between you and the car in front of you at a stop sign or traffic light. If the person directly behind you hit your car, they should be considered at fault as well. Also, if this was in Raleigh the Raleigh PD puts their accident reports online which will indicate if others were charged.

Anyway, I would file a claim against the person that was directly behind you.
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Old 05-11-2012, 06:38 PM
 
16,301 posts, read 24,893,102 times
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Quote:
Originally Posted by netbrad View Post
I thought the OP was hit while moving. However, you are supposed to keep at least one car length between you and the car in front of you at a stop sign or traffic light. If the person directly behind you hit your car, they should be considered at fault as well. Also, if this was in Raleigh the Raleigh PD puts their accident reports online which will indicate if others were charged.

Anyway, I would file a claim against the person that was directly behind you.
Can you provide the statute that mandates that?

The recommended distance is so that you can see the point where the rear tires on the vehicle in front of you can be seen. The reason is not so "if" you are rear ended, but so you can turn and go either right or left of the car ahead if your are threatened as in the case of a carjacker.

And you claim would be refused. A vehicle struck from behind is often going to be "pushed" a much greater distance that your "one car length", as demonstrated here;

Rear end collision - YouTube
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Old 05-14-2012, 10:48 PM
 
814 posts, read 966,214 times
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Quote:
Can you provide the statute that mandates that?
I am not aware of one, but it has been in at least 3 states worth of driver training manuals.

Quote:
And you claim would be refused. A vehicle struck from behind is often going to be "pushed" a much greater distance that your "one car length", as demonstrated here;
That video is an exception, the Jeep was traveling at an extremely excessive speed. You are right though, a car may get pushed. That is why the more space you have between you and the vehicle in front of you the better.
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Old 07-20-2013, 09:31 AM
 
1 posts, read 1,701 times
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a drunk driver hit us and left and ran butwas
caught,he had no drivers liscense or insurance.we have uninsured insurance coverage,but since he has nothing there is probably no sense to sue. our insurance company will pay for our damages but our car has lost a lot of value since now it was wrecked. what can we do?It was a like new Lexus, which now is valued at $17,000.
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