Which auto insurance companies typically have the best rates in NC?
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I was with Farm Bureau several years ago in NC, then moved to GMAC and kept that when I moved to SC.
My insurance is more expensive in SC and the customer phone agents told me that one factor in determining rates is the number of uninsured/underinsured drivers in the state where you live. So far as I can remember, SC has more than NC and as such the whole pool of insurance premiums can trend higher.
I am an auto appraiser with a big insurance company in NC.The local adjusters can make a big difference.I would stay away from some of the heavily advertised companies.GMAC,Farm Bureau,State Farm,Erie are probably going to be some of the better bets,but may not be the cheapest.
Do a search and see who has been rated #1 with the body shops in NC for the last few years and you'll be going in the right direction.I have worked in bodys shops and for insurance companies and have seen both sides of the fence.
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Lemur, I also expected to take a hit on wages. Tech job wages here have plummeted. I checked with some agencies that have offices in Charlotte & I was told no problem getting work & the wages were slightly better.
USAA almost always has the best rates, period. No one else, not even discount places like Geico and Progressive, can usually come anywhere close to their rates. The only catch is you have to have some kind of military connection -- friend, relative, spouse, etc.
Every once in a while I call another company for a quote, and when I tell them I currently have USAA they almost always laugh and say "Oh, we can't complete with USAA -- I won't bother running the numbers."
Can you tell me what USAA stands for? My nephew just came out of the military, does that count? thanks
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