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04-22-2008, 11:57 AM
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Senior Member
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Join Date: Jul 2006
219 posts, read 269,139 times
Reputation: 50
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Home owners insurance
We are buying a $400,000 house in NC. i just got our homeowners insurance policy thru Allstate. The cost will be $1349/yearly. This seems very high to us. What are people paying?
Thanks
Melissa
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04-22-2008, 12:28 PM
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Senior Member
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Join Date: Jan 2006
5,318 posts, read 6,323,245 times
Reputation: 2468
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Homeowner's insurance rates really depend on the location within the state.
North Carolina Department of Insurance
http://www.ncdoi.com/Media/Documents...yTerritory.pdf
Last edited by mm34b; 04-22-2008 at 12:40 PM..
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04-22-2008, 12:40 PM
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Senior Member
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Join Date: Jul 2006
219 posts, read 269,139 times
Reputation: 50
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We live in Alexander county; just north of Hickory
Melissa
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04-22-2008, 12:57 PM
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Senior Member
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Join Date: Jan 2006
5,318 posts, read 6,323,245 times
Reputation: 2468
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Quote:
Originally Posted by mbeckoff1
We live in Alexander county; just north of Hickory
Melissa
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For a 400K home in Alexander County, $1400 sounds about right using the Insurance Commissioner's chart. |
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04-22-2008, 07:58 PM
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Member
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Join Date: Apr 2008
Location: Greenville, NC
85 posts, read 36,398 times
Reputation: 37
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We're paying over $1400 for a $330k home in Greenville (eastern NC)...#@$%! hurricanes
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04-23-2008, 05:24 AM
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Senior Member
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Join Date: Aug 2006
Location: Raleigh, NC
305 posts, read 353,323 times
Reputation: 41
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for a $190,000 townhouse in raleigh we pay $550ish (no more than 600 though)
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04-23-2008, 07:45 AM
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Senior Member
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Join Date: Apr 2006
777 posts, read 725,862 times
Reputation: 245
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We pay around $700 per year on a $304k house through State Farm.Your seems really high.
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04-23-2008, 07:48 PM
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Senior Member
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Join Date: Apr 2007
Location: Raleigh, North Carolina
115 posts, read 99,898 times
Reputation: 48
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I'm paying around $250 per year in Fuquay-Varina (Raleigh suburb), $2k deductible, $170k house.
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04-23-2008, 08:59 PM
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Senior Member
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Join Date: Oct 2007
558 posts, read 429,588 times
Reputation: 158
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Yours doesn't seem all that unreasonable to me. I would recommend getting a quote from Farmers Ins. because they ended up being a couple hundred less per yr for me than anybody else.
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04-27-2008, 12:03 PM
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Senior Member
Status:
"Anxiously awaiting winter!!"
(set 7 days ago)
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Join Date: Apr 2007
Location: VA
1,234 posts, read 877,809 times
Reputation: 311
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How much in taxes do you pay on your home?
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