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Old 03-19-2009, 11:02 AM
 
Location: morrisville
336 posts, read 1,333,279 times
Reputation: 207

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anyone with an opinion on whether or not interest rates will go down even lower in the next few months, or if they will remain the same? i have talked to so many people and everyone has a different opinion. some say they will stay, others say they will go even lower, and still others think they will be on their way up in 2010. i need a crystal ball.....
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Old 03-19-2009, 11:18 AM
 
763 posts, read 1,524,003 times
Reputation: 404
Have you looked today? Suntrust has a 30yr fixed at 4.5. They dropped like a rock last night after the feds announcement of another cash infusion...
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Old 03-19-2009, 11:57 AM
 
353 posts, read 1,196,340 times
Reputation: 164
What is the reason for your question? Do you want to refinance and are waiting to see if it goes lower? The rates are really low right now, my personal suggestion is take advantage if you can. I know people trying to wait for the "bottom" to invest etc., but the Dow is slowly rising and now they are like "Was that the bottom? Should I wait - it might go back down?" It is all a big gamble.
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Old 03-19-2009, 11:58 AM
 
Location: In between 440 and 540
226 posts, read 496,552 times
Reputation: 232
Bankrate.com has a good mortgage rate forecast: Bankrate's Mortgage Rate Trend Index
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Old 03-19-2009, 04:32 PM
 
Location: Up above the world so high!
45,264 posts, read 81,704,398 times
Reputation: 39500
It is KILLING me not to personally be able to take advantage of the 4.5 % rate from Suntrust. When I heard about it earlier today I just screamed

Don't know about any of you, but if I could do what I want to do right now I'd so jump at that rate - I'm not greedy and that is a DANG GREAT rate!!

WHAT ARE SOME OF YOU WAITING FOR???
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Old 03-19-2009, 04:56 PM
 
789 posts, read 1,444,305 times
Reputation: 1050
Where are you seeing 4.5% from SunTrust? Their website lists 4.625% with a 1% origination fee.
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Old 03-19-2009, 04:59 PM
 
Location: Up above the world so high!
45,264 posts, read 81,704,398 times
Reputation: 39500
Quote:
Originally Posted by MainLineMommy View Post
Where are you seeing 4.5% from SunTrust? Their website lists 4.625% with a 1% origination fee.
Was told this over the phone, not on their website, sorry. It just happened this morning (the drop) so maybe the website wasn't updated when you saw it?
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