Flooding!!!! Scares me to death!

When I look online all I come up with are pictures of floods from various years. Is it that big of a threat?
We would love to live out on the land with a small amount of acreage.... in fact we were looking at a farm out past Argusville..... right on the Red, as a matter of fact......... until I saw the flood pictures of 1996!

When I looked up the targeted property at the FEMA Floodsite it said it was Low to Moderate risk of flooding

and when I looked at another property in Argusville itself it was at a High risk of flooding. I'm so confused!!

Are the floods that regular? Is there a "safe" place that won't cost an arm and a leg? I understand the topography of the area ........ and see why it floods..... but how does one go about surviving in that environment (if what I see/read is as bad as it seems)?