Quote:
Originally Posted by TheHighHat
Summering you always offer good insight to many threads here...........am I missing something??? Maybe this is why you see so many FSBO these days? Quick question: are you saying that during closing the deal goes south?
The Hat
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Hat.........Well, I know I did the internet kind of typing....I see...LOL
The thing is the stories are many, and very detailed. So, I just gave the tidbit of endings.
To try to make about 3 long stories short is beyond Summering.
I'll put it this way and give just a bit more detail......alrighty.
One of the buyers to my contemporary home.
1. Suspose to be a cash buyer, full cash.........I then deposit on a home for myself. Full cash.........Not. She never qualified for the remainder she needed.
2. Her realtor, was never around........no one could find her. A new broker she was in Stroudsburg. Office always closed, no answering of the phone.
( Later she was turned in by my listing office as she was a ghost, unseen, strange) Those buyers came twice to my home LOVED it to death.
Ok so then the appraisal. Funny, they had to be in with the bank. It said I had no bottom floor. That I had an unfinished basement. I had NO basement. Nothing underground.......and the first floor of three floors was finished. This was to give her the amount SHE could afford. Not what was settled on paper by us.
That fell through, and my realtor........pretty mad that it didn't go through.
Well..........gosh, what am I to do. Cash buyer is got a poor credit rating. I saw that later, and she didn't have the cash......Who is kidding who?
So Summering........all packed up with no move happening. The home she was buying. Those poor people had moved out, before the inspection........
Don't ever be moving before an inspection is done. Someone can change their minds. They had to move back in to their home...Nightmare.
That appraisal I had was a laugh, as one came in perfectly next time.
And that banker did feel the bottom floor was a main level......
2.
Wait awhile.........Put it on again........Then it is the other story I was telling you. I'm waiting for a closing. It was the day before. Up comes the realtor with the people who are buying my home at a "closing" the next day.
Hubby had left to go to the main real estate to see what was going on.
We are packed, ready again.............LOL........
Knock, Knock......can the buyer see your home again. I look at her the realtor, she looks at me........like I am in the wrong.
Well, LO........the closing is tomorrow, boxes are here, my buyer wants to see the home with her Mom now. To see, yes see if she wants to go for a second mortgage. Then.........yes, she did I guess.
But, again..........we loose the home we had a bid on this time. That home was empty. I knew the banker would not wait for me to rebid ( and was told later that that was the case, he was not going to choose us for that home because now there is this delay)
I loose that home. I cancel with this girl...( she wanted my home but, hummm just when was that going to be 3 mts and no sturdy deal)
Wondering why I would want to put myself through more misery, I had just lost the home I had inspected, and even cleaned a bit, fixed a few things outside............and she is not ready. So now Poor Summering she just paid for TWO home inspections to homes she was not going to now purchase.
Here we go again, with a realtor who thinks she can come the last minute, with a person who is to close the next day.......where is the smarts here?
This girl is still in the business. In fact one time my neighbors used her and she had terriable things to say to them like " you wasted my day now, don't tell me"........I said " was that.------" and YES, I was right. Out of all the realtors, how did I know it was her? I just did! Something in the attitude.
Now that is a brief picture of two times of "almost closing"
And..........I told you about this home and how I had to pay the 5,000 more because of them not getting the paper signed! To make the agreement final,we had a "done deal"......Here I used this realtor, called her, requested her......and because of delays seeing the house as she wasn't ready, had to babysit! And delays of signing the agreement.......I pay 5,000......
Whats wrong with this picture.
Don't know Hat, but...........the stories are tooo, tooo, long. So maybe you might understand this.? My internet typing is always cutting corners.
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