H0ME Warranty? Did you buy one?

[ShannonMilligan]

We buy them all the time here in my line of work. They are worthless until you need them

I personally will always get one. For me it is a safety net. And you know everything seems to break when other life events happen...for us we had our AC go right around Christmas time. Talk about an expensive time of year but having the home warranty was great as it only cost us a small amount.

GOod luck!

[Nancy in Nokomis]

Worthless - even if you need them. We had one - furnance went - they all claim it was a pre existing condition - biggest rip-offs ever

[kutra11]

Originally Posted by Fairfax Mom

Worthless - even if you need them. We had one - furnance went - they all claim it was a pre existing condition - biggest rip-offs ever

Who is "they"? I did not have problems getting my refrigerator replaced by HMS and my A/C fixed by Old Republic. It would be helpful to know any bad experiences so we can steer clear of these dishonest companies.

[ajzjmsmom]

Originally Posted by slduvall

I for one wouldn't consider purchasing a house that didn't have one in place ..dated from the date of sale or as close to that as possible, to allow for at least a years worth of coverage. It might be better $ spent for the seller...but not the buyer, if something were to go...

I agree, we would never buy a house that the seller didn't offer one, that goes for a new house as well. With the quality of workmanship and goods you just never know.

[Nancy in Nokomis]

"they" was FH Furr and any other furnace company we contacted - none of them would honor our warranty by a big warrenty company obtained through a well known reality - dont have the paperwork to give you a name.

All I am saying is watch out for the claim of a "pre existing condition"

[kutra11]

Originally Posted by Fairfax Mom

"they" was FH Furr and any other furnace company we contacted - none of them would honor our warranty by a big warrenty company obtained through a well known reality - dont have the paperwork to give you a name.

All I am saying is watch out for the claim of a "pre existing condition"

Fairfax Mom:

You never contact the repair people directly. If you have a home warranty, you call the insurer like HMS or Old Republic to file a claim, and they send a repair person over. Home warranty works just the way your auto or home insurance works; you go through the insurance company.

And I do agree that it is fairly easy for shady companies to get away with "pre-existing condition" claims, but that's why I paid a little more (and kept my fingers crossed) and went with a name-brand company. I am sorry to hear about your furnace claim.

Thanks,
K

[Jlyles]

I recommend them for "as-is" sales or sales where the age of the equipment warrants at least a year getting to know the systems. Plus, refrigerants in new AC systems have been upgraded, and home warranties appear to cover those systems, even to replacement of units and additional ducts, if necessary.

That said, the warranty helped us out the first couple years of our home ownership until we started our own little renovations.

[Nancy in Nokomis]

The company contacted FH Furr - not us -