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Old 12-13-2008, 11:52 AM
 
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I suppose we all get tired of "Northern Virginia shenanigans" from time to time - LOL.

Tennessee and North Carolina seem to be popular destinations for relocation. Good luck!
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Old 12-13-2008, 08:41 PM
 
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Originally Posted by juniperbleu View Post
I remember hearing that Pennsylvania is one of the most "rural" states. What the criteria was for that distinction, I'm not sure, but the vast majority of the state is rural. You've basically got Pittsburgh in one corner, Philly in the other, and small towns in between. There are a few small "cities", which would have good job opportunities, but you can easily escape those to the countryside in 15-20 minutes.

If you're looking for rural, but not completely isolated, it's something to consider. You can look in Harrisburg, Scranton, Wilkes-Barre, Allentown/Bethlehem for jobs and then live further out.
That's called "Pennsyltucky"!

It was a consideration, but owning a home would mean paying big bucks in taxes, just like in upstate New York. Other than that, I'd like to live in PA.
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Old 12-13-2008, 08:45 PM
 
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Originally Posted by ACWhite View Post
Lived in Columbus a long time. The best thing it has going for it now is that salaries are probably 20% less than here (maybe 10%) but the cost of living is probably closer to half of that, primarily because housing is so reasonable and you have so many choices about styles of houses. It's still easy to get around in the city and traffic is bad only at limited times. Good city in which to raise a family; not so good to be single; certain communities close-in have their own school systems, police, fire departments, etc. Economy is fairly diversified - several huge retailers and fast food chains are HQd there, so are some insurance and financial institutions, Ohio State University, and state government. However, it is not as healthy as NoVa. There was a story on Yahoo (maybe one of those Fortune top ten lists) that indicated it was considered as having a pretty good climate for business. People don't have as many years of education on average as here, but that is true for probably 99% of the country.

The worst thing? Very gray, depressing, cold winters.
Thanks for the clarification - it being not a good area for a single crosses it off the list.
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Old 12-13-2008, 08:46 PM
 
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Originally Posted by springfieldva View Post
I suppose we all get tired of "Northern Virginia shenanigans" from time to time - LOL.

Tennessee and North Carolina seem to be popular destinations for relocation. Good luck!
I wonder what NC is going through with its transplants and the current economy outlook....must be almost Armageddon?
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Old 12-13-2008, 08:47 PM
 
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So far, I've narrowed down to Vermont & Minnesota. I don't think VT would make the cut; MN does sound nice...only I know nothing about it. Will keep you updated.
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Old 12-13-2008, 11:57 PM
 
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Originally Posted by filmsniffer View Post
That's called "Pennsyltucky"!

It was a consideration, but owning a home would mean paying big bucks in taxes, just like in upstate New York. Other than that, I'd like to live in PA.
I have been checking the tax situation out very carefully. A big reason we want to move there, which does not apply to you, is that our pension income--including IRA withdrawals--will be free of state tax. But I had been concerned that property tax might offset the savings.

I have found that property taxes vary dramatically across the state and even within counties. Cumberland County property taxes are not all that high. For ex, here in Fairfax the tax works out to about 0.9% of home value. In the township of Cumberland where we hope to buy it is 1.4%. Considering that we would save the 5.75% Virginia income tax on our considerable retirement income, that's hardly objectionable. Not to mention that we could buy a home like our current one there for half the price. Because of this, I estimate that we will actually pay less in real estate tax once we move to PA!

I don't want to give the wrong impression. Fairfax County is a wonderful place to raise a family. Living in the D.C. area has given me career opportunities that would not have been possible elsewhere. But for various reasons, the time has come to move on. So let's both of us get outta here!!
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Old 12-14-2008, 12:06 AM
 
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Originally Posted by filmsniffer View Post
So far, I've narrowed down to Vermont & Minnesota. I don't think VT would make the cut; MN does sound nice...only I know nothing about it. Will keep you updated.
Vermont is beautiful. But by my standards, it is one nutty place. Probably has more liberals and lefties per capita than California. If that is your political orientation, or if you are apolitical, you shouldn't have a problem.

If having U.S. senator who calls himself a socialist and being surrounded by the people who elected him would bother you, it might be a good idea to think twice. Or get advice as to which parts of the state have sane inhabitants. Presumably the craziest places are the hip artsy towns like Bennington.
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Old 12-14-2008, 09:10 PM
 
902 posts, read 3,247,611 times
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Originally Posted by DC Oldtimer View Post
I have been checking the tax situation out very carefully. A big reason we want to move there, which does not apply to you, is that our pension income--including IRA withdrawals--will be free of state tax. But I had been concerned that property tax might offset the savings.

I have found that property taxes vary dramatically across the state and even within counties. Cumberland County property taxes are not all that high. For ex, here in Fairfax the tax works out to about 0.9% of home value. In the township of Cumberland where we hope to buy it is 1.4%. Considering that we would save the 5.75% Virginia income tax on our considerable retirement income, that's hardly objectionable. Not to mention that we could buy a home like our current one there for half the price. Because of this, I estimate that we will actually pay less in real estate tax once we move to PA!

I don't want to give the wrong impression. Fairfax County is a wonderful place to raise a family. Living in the D.C. area has given me career opportunities that would not have been possible elsewhere. But for various reasons, the time has come to move on. So let's both of us get outta here!!
Correct, does not apply to me....I have a good while before I have to worry about that! I agree, PA is very friendly to retirees money-wise.

The reason taxes vary wildly is because it's based on school's performance, the house, and land in SUBDIVISIONS. Not counties. Most types of homes in lousy school districts will be substantially cheaper while excellent public schools will cost you, even if you don't have kids going to school. Older/lesser valued homes will offset the municipal and state/land slightly, but only slightly. School is number one property tax burden.

If you don't have kids or they are grown and not living at home, it's no problem to look for subdivisions [not counties] where schools are subpar in order to save money.

While it's true that NoVA give endless career opportunities over most areas, I strongly feeling the trade-offs I have to make is not worth it anymore. I'll take a substantial pay cut in order to enjoy my time. I work hard; but I'm not going to be worked like a dog...
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Old 12-15-2008, 08:25 AM
 
42 posts, read 134,728 times
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Originally Posted by filmsniffer View Post
So far, I've narrowed down to Vermont & Minnesota. I don't think VT would make the cut; MN does sound nice...only I know nothing about it. Will keep you updated.
MN is supposed to be a great place to live. I have many friends who live in the St Paul/Minneapolis area and say they'd never live anywhere else. These are people who have lived in many different parts of the country, too.

Good luck!
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Old 12-15-2008, 09:13 AM
 
Location: Hampton Roads, Virginia
1,123 posts, read 4,797,544 times
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5 years ago we moved from NoVa (was there 41 years) to Hampton Roads. I saw one poster say no to this area, but Hampton is definitely NOT rural in any way lol! However, much of Northern Suffolk, Isle of Wight AND right over the boarder in NC is still very rural - with farming still being a family occupation. The benefit of these areas is that they are all close to the highway, within 15 -20 min of the malls and plenty of day to day shopping (grocery, restaurants, drug stores) in the neighborhood.

Mainly, the weather is definitely an upgrade from NoVa. Today will be near 75 and we get very little snow. There is plenty to do recreation wise - fishing, boating, historical activities etc. Also, as far as the economy goes, HR is not hurting quite as bad as many other areas. For your job - not sure what security specialist does - but we have Blackwater, as well as a large military and civilian type jobs that are related. Northrup Grumman is a big employer.

Just check it out - it is close enough to be a weekend trip (or even a day trip). Cost of living is cheaper here - food, services, gas (1.31 - 1.50 today) etc.
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