U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > Virginia > Northern Virginia
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 12-16-2008, 10:44 AM
 
2,728 posts, read 7,348,256 times
Reputation: 1060

Advertisements

they're probly going to check with 3 of the credit bureaus, legal history and drug use. I would imagine if you are clear from any credit matters, you should be fine. Put yourself in their shoes, and if you were a bank, would you hire someone to handle money who has been convicted of robbery or theft, or has pending court cases?
Reply With Quote Quick reply to this message

 
Old 12-16-2008, 10:55 AM
 
64 posts, read 286,114 times
Reputation: 28
Quote:
Originally Posted by VRE332 View Post
they're probly going to check with 3 of the credit bureaus, legal history and drug use. I would imagine if you are clear from any credit matters, you should be fine. Put yourself in their shoes, and if you were a bank, would you hire someone to handle money who has been convicted of robbery or theft, or has pending court cases?
I wouldn't and I'm clear of that. In regards to the credit history... I have good credit (always on time) but I do have some debt. Is that going to be a problem??? Should I try to pay off whatever I can now before applying??? or good credit is going to do?

And thank you so much for your reply.
Reply With Quote Quick reply to this message
 
Old 12-16-2008, 12:52 PM
 
Location: Virginia
931 posts, read 3,464,185 times
Reputation: 447
They don't care if you have debt. It's the number of late payments.

If you have 10 late payments on your credit card, this will bring your score down and will show employers that you are either not mature or financially irresponsible.

Do you have any late payments?
Reply With Quote Quick reply to this message
 
Old 12-16-2008, 01:05 PM
 
2,728 posts, read 7,348,256 times
Reputation: 1060
Quote:
Originally Posted by tanyaru View Post
I wouldn't and I'm clear of that. In regards to the credit history... I have good credit (always on time) but I do have some debt. Is that going to be a problem??? Should I try to pay off whatever I can now before applying??? or good credit is going to do?

And thank you so much for your reply.
Most people have credit card debt, so don't worry about that. The bank is probably looking for suspicious activity that would put their business at risk.

Examples of red flags would be If you're doing massive wire transfers to Africa, or if you also owe money to the IRS that has not been paid, or owe back alimony.. etc.

The bank might do the background check before they offer the job to you. So, don't leave your current employer until you hear about the results.
Reply With Quote Quick reply to this message
 
Old 12-16-2008, 04:41 PM
 
64 posts, read 286,114 times
Reputation: 28
Quote:
Originally Posted by oleo View Post
They don't care if you have debt. It's the number of late payments.

If you have 10 late payments on your credit card, this will bring your score down and will show employers that you are either not mature or financially irresponsible.

Do you have any late payments?
Nope... well maybe one or two 4 years ago when I got my first credit card But they don't show up on my credit report...
Reply With Quote Quick reply to this message
 
Old 12-16-2008, 04:44 PM
 
64 posts, read 286,114 times
Reputation: 28
Quote:
Originally Posted by VRE332 View Post
Most people have credit card debt, so don't worry about that. The bank is probably looking for suspicious activity that would put their business at risk.

Examples of red flags would be If you're doing massive wire transfers to Africa, or if you also owe money to the IRS that has not been paid, or owe back alimony.. etc.

The bank might do the background check before they offer the job to you. So, don't leave your current employer until you hear about the results.
Thanks!!! Things definetely look more clear now.
Reply With Quote Quick reply to this message
 
Old 12-17-2008, 08:41 AM
 
1,326 posts, read 2,687,166 times
Reputation: 992
Most companies will do the background check after they downselect and conduct interviews, work up an offer and then you accept. Otherwise it would cost too much to check every applicatant. There is usually something you will sign etc that says job offer contingent upon successful completion of background check etc. The other types of background checks mentioned SF 86, OPM etc are for governemnt jobs that require a clearance and most likely won't apply. Those are completed after you have been hired.
Reply With Quote Quick reply to this message
 
Old 09-22-2009, 07:17 PM
 
1 posts, read 1,995 times
Reputation: 10
question - i got a job offer strictly from my resume and interview - i have not been asked to fill out an application, the thing is i left a job off of the resume, and they are doing a consumer report background check... am i gonna be in trouble??? i really need this job!!!
Reply With Quote Quick reply to this message
 
Old 09-23-2009, 05:48 AM
 
1,326 posts, read 2,687,166 times
Reputation: 992
Quote:
Originally Posted by anonymous1111 View Post
question - i got a job offer strictly from my resume and interview - i have not been asked to fill out an application, the thing is i left a job off of the resume, and they are doing a consumer report background check... am i gonna be in trouble??? i really need this job!!!
First off..congrats on the job. And it will/can really depend on the type of job you LEFT OFF the resume...and why. And also the type of job you are currently in. If it had absolutely no relevance to your current job you can simply state as much. If it was recent, that will of course raise an eyebrow or two. Have you started in the current job? Have you been asked to fill out an application or just been offered the job? The credit check is simply that, some companies will do much more, check salaries etc, but those are/can be bigger companies and/or jobs where security clearances, bonding etc are at stake.

Sometimes it is the appearance to defraud (so to speak) that they are looking for. If you are new to job market, there is/should be a little bit of common sense from a company ( you didn't think the other job was relevant...etc) but some companies use that sort of stuff as a way to weed out the applicants they don't want. And remember you are most likely in a probationary status for a little bit, that can vary company to company. If it a small company and you feel comfortable with the staff you might want to mention the "other job" but if everything else is going good, I would recommend waiting and see the results, but if it is discovered, based on the type of check then I would be prepared with an answer. If it was simply not revelent and your work standard is above what they expect, then I would hope common sense would prevail. Good luck
Reply With Quote Quick reply to this message
 
Old 09-23-2009, 12:41 PM
 
1,623 posts, read 4,323,397 times
Reputation: 1291
Quote:
Originally Posted by slduvall View Post

Example: applicant listed previous salary, didn't include a relocation package of app. $5000. That showed up on tax background check. He listed his salary as less, vs claiming more in order to get more etc. You wouldn't think that was an issue. But it was huge in the eyes of the recruitment staff.
I guess I'm confused. Are you saying that some person listed their income higher on a job application versus their tax return?

Because if so, this is very common. Your gross income in your tax return is net of your tax-exempt deductions like health insurance, life insurance, retirement plans, ESOP's, etc. That stuff could be as much as 1/3 of your gross salary. So it's not really inflating your income, as your tax income is always less than your real income.

Anyways, I've never had an employer ask for my tax return and your tax return information is supposed to be private unless the IRS receives a subpoena or they refer you to the Dept of Justice for tax evasion. So I really doubt that this would be an issue for most people.

Also, why would anyone list relocation package as part of their salary? It's not salary, it's a one time payment to reimburse you for expenses related to your move. I think it would be more dishonest to include a relocation package as part of you salary, than to include it.

Another discrepancy could be promotions that occurred throughout the year. If you get a promotion and raise in December 2008, your tax return is only going to reflect your previous salary. However, if you apply for a job after December 2008, you should list your current salary on your application, not the amounts you earned in the 2008 calendar year.

Or what about bonuses? If I traditionally get a bonus in January, those amounts won't be in my tax return until the next year. Some companies have bonus structures where the bonus is pretty automatic amount every year. So those employees probably will include these amounts as salary, as opposed to bonuses that are more contingent in nature.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Options
X
Data:
Loading data...
Based on 2000-2016 data
Loading data...

123
Hide US histogram

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Virginia > Northern Virginia
Similar Threads
Follow City-Data.com founder on our Forum or

All times are GMT -6.

2005-2019, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35 - Top