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Old 09-21-2009, 07:05 AM
 
204 posts, read 543,407 times
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Do you ever think/wonder what it would be like to sell the house, cash in the 401k, gather the savings and just pick up and leave northern VA and go to a tropical carribean paradise to live a simple, stress free, more enjoyable life?

i'm 28 and think about this question often.

I would love to hear your thoughts on this. Before you say anything, i do understand that there are pros and cons to leaving the life here and moving to the described place.

Cheers
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Old 09-21-2009, 07:13 AM
 
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Nope. I would get bored of that pretty quickly.
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Old 09-21-2009, 07:40 AM
 
Location: Censorshipville...
2,727 posts, read 6,284,037 times
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Yup it's in the plans. My parents already did it. They asked my siblings and I who's going to stay in the house when they're gone It's not in the caribbean, but it is the tropics. It's inexpensive to live there, the people are super friendly and the food is great. Plus it 75* in the winter there is quite nice
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Old 09-21-2009, 08:01 AM
 
204 posts, read 543,407 times
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Quote:
Originally Posted by oneasterisk View Post
Yup it's in the plans. My parents already did it. They asked my siblings and I who's going to stay in the house when they're gone It's not in the caribbean, but it is the tropics. It's inexpensive to live there, the people are super friendly and the food is great. Plus it 75* in the winter there is quite nice
cool. which island?
were they well off when they made the move? how old?
did they have to do any kind of "work" when there? if so, what?
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Old 09-21-2009, 08:11 AM
 
Location: Censorshipville...
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They're actually in the Philippines. They sold their house during the housing boom so they took the proceeds and built their house there. They already owned the land so that didn't factor in the equation. My parents have always been good "savers", although they never had huge salaries. They had 401ks, normal savings and social security so they are very well off in the Philippines. They don't have to do any work to make money, but my Dad does farm rice & sugar cane just for fun. He's also got an assortment of wild stock. My parents grew up as farmers so this is the type of life they enjoy.
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Old 09-21-2009, 09:01 AM
 
204 posts, read 543,407 times
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Quote:
Originally Posted by oneasterisk View Post
They're actually in the Philippines. They sold their house during the housing boom so they took the proceeds and built their house there. They already owned the land so that didn't factor in the equation. My parents have always been good "savers", although they never had huge salaries. They had 401ks, normal savings and social security so they are very well off in the Philippines. They don't have to do any work to make money, but my Dad does farm rice & sugar cane just for fun. He's also got an assortment of wild stock. My parents grew up as farmers so this is the type of life they enjoy.
that's really fantastic. sounds like a simple, yet enjoyable life.
Thanks for sharing.
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Old 09-21-2009, 09:45 AM
 
Location: Falls Church, VA
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I spend far more time wishing I could afford to buy than dreaming of selling

But I will definitely be casting a dreamy eye at the tropics this winter!
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Old 09-21-2009, 10:19 AM
 
204 posts, read 543,407 times
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Originally Posted by athousandlogins View Post
I spend far more time wishing I could afford to buy than dreaming of selling

But I will definitely be casting a dreamy eye at the tropics this winter!
well, i bought my first place young (23) and bought my 2nd last year.....so i sometimes wonder if it would be worth to give it all up and leave a simple, yet more relaxed/enjoyable one near/on the crystal blue waters of some beach...
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Old 09-21-2009, 10:25 AM
 
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I would not recommend it at the young age of 28 - wait until you are near retirement age. A lot of people get "island fever" bored from being on an island. I, for one - would love to live in Bermuda - but - alas I have kids and commitments and am not rich enough.
I just watched a "Househunters" episode where an older couple moved to Panama (I think) and were told the cost of living was like the USA in the 50s! Wow, that must be great! But then I would worry about what type of health care they can get - and would miss the kids and grandkids (if there were any)

I had a friend from the Philliphines and she said they had to live in a "compound" with a high fence and guard dogs - so I guess it is not as safe as here.
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Old 09-21-2009, 10:37 AM
 
Location: Censorshipville...
2,727 posts, read 6,284,037 times
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Quote:
Originally Posted by Fairfax Mom View Post
I had a friend from the Philliphines and she said they had to live in a "compound" with a high fence and guard dogs - so I guess it is not as safe as here.
Yup that's a normal occurence there especially if you live in Metro Manila. I have a cousin who lives in a gated community. The rich can afford to block out the less desirables, but that seems to occur in any 3rd world country. My parents house is in a smaller island but they do live in town. They're only a few blocks from the police station but they did build a brick and metal fence around their home. They do have dogs, but we've always had dogs so that's not suprising. If you're a foreigner then there is a risk of being kidnapped and ransomed, but that risk is much lower than compared to Mexico City

I've visited there for weeks at a time and I've never felt unsafe. Everywhere I went I was with someone and I never felt threatened. People there are friendly, but I'm sure you have to watch out for pick pockets and petty crime.

The cost of living there is so low. Just imagine a dollar can buy you 2.5lbs of the sweetest mangos! You'd be lucky to pay $1 for one so-so mango in the States

Here's hoping that the US Dollar will still be worth something by the time I retire...
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