07-29-2009, 03:52 PM
Location: Home is where the heart is
15,402 posts, read
28,948,929 times
Reputation: 19090
The Loudoun County economist reports that 696 homes reached the final stage of foreclosure from January-June 2009. That number is down 31 percent compared with the same six-month period in 2008, when 1,005 homes were foreclosed upon.
I don't know the figures for the other counties, but I'd guess they're more or less the same.
So.... what do you guys think, good news or bad news?
Loudoun Times
07-29-2009, 04:31 PM
Location: Springfield
2,765 posts, read
8,329,220 times
Reputation: 1114
696 homes? That's like 15 of my neighborhoods.
07-29-2009, 10:49 PM
3,164 posts, read
6,952,224 times
Reputation: 1279
In my neighborhood prices have gone enough that all the houses that were on the market (all short sales or foreclosures) have now sold. We have no homes on the market, for the first time since the the homes were built in 2004-2005. Yes, I think it's good news. I think we've hit the bottom in many areas of NOVA.
07-30-2009, 07:00 AM
Location: Home is where the heart is
15,402 posts, read
28,948,929 times
Reputation: 19090
In a related story, sales of existing homes increased for the fifth consecutive month in June -- Homes sales in June were up 22 percent from May. Hope it continues.
Loudoun Times
10-28-2009, 09:29 AM
12,022 posts, read
11,572,686 times
Reputation: 11136
There's a big backlog of foreclosures soon to hit the market. This is before the next wave of loan resets affecting alt-a and pay option loans.
Quote:
More than 100,000 mortgages - almost 8 percent of all loans in the region - were delinquent in June. Further, 51,500 were more than 90 days past due, the report said.
New flood of foreclosures likely to hit area - wtop.com
10-28-2009, 09:47 AM
4,709 posts, read
12,675,888 times
Reputation: 3814
Quote:
Originally Posted by
lchoro
Amen. I think lenders are dragging their feet on foreclosures so as not to flood the market and have home prices completely collapse....causing even more keys to arrive in their mail.
There's a house I'm keeping my eye on (to buy) that I personally know something about....a co-worker's brother walked away from it. She said he hadn't made a payment in many months and moved to Oregon in July. It's not listed for sale or listed on any forelosure site, or the lender's REO page. Phone calls the lender aren't returned. It's like the house doesn't exist...but I know it's sitting there empty.
Who knows how many thousands of others are out there like it...
10-28-2009, 09:48 AM
Location: Virginia
18,717 posts, read
31,086,150 times
Reputation: 42988
Well that would be good news to people trying to find a bargain. I know a young couple who are extremely frustrated. They thought they were going to get a fantastic deal buying a foreclosure, but they can't find anything. Apparently there's a lot of buyers out there thinking the same thing. Every time they think they've found a place, they end up getting outbid.
10-28-2009, 10:52 AM
Location: Censorshipville...
4,437 posts, read
8,131,234 times
Reputation: 5021
Quote:
Originally Posted by
Caladium
Well that would be good news to people trying to find a bargain. I know a young couple who are extremely frustrated. They thought they were going to get a fantastic deal buying a foreclosure, but they can't find anything. Apparently there's a lot of buyers out there thinking the same thing. Every time they think they've found a place, they end up getting outbid.
That's not going to change. Folks looking for a bargain are competing with other folks doing the same as well as investors buying up homes. Flipping houses is still going on even in the "recession". There is a house up the street that was bought for 158k, and now is back on the market for 280k a month and half later.
10-28-2009, 10:59 AM
Location: Falls Church, VA
722 posts, read
1,981,703 times
Reputation: 316
Quote:
Originally Posted by
oneasterisk
That's not going to change. Folks looking for a bargain are competing with other folks doing the same as well as investors buying up homes. Flipping houses is still going on even in the "recession". There is a house up the street that was bought for 158k, and now is back on the market for 280k a month and half later.
I agree. As sad as it makes me - since I'd like to buy a house before I'm old and gray - the investors have not gone anywhere, and they're just going to keep at it. They're still making profits, so why wouldn't they? I know I would! The foreclosure situation would have to get absolutely insane for the average modest buyer to be able to grab a good deal.
10-28-2009, 11:33 AM
12,022 posts, read
11,572,686 times
Reputation: 11136
A lot of the buyers are flippers and investors who are coming into ownership with little or no cash. Last summer, restrictions on investors applying for government-backed loans were lifted. They're now getting into trouble and getting bailed out by the taxpayers just like everyone else...
Quote:
Fannie Mae is replacing a forbearance program for troubled borrowers with one that will make the breaks available to property investors and owners of second homes. In a forbearance, the government-sponsored enterprise reduces the monthly payment on a mortgage for up to six months. The current program only provides this relief for loans on owner-occupied properties.
Fannie Mae Offers Hand to Investors
Last edited by lchoro; 10-28-2009 at 11:43 AM ..
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House heating fuel used in houses and condos - Coal or coke (%)
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House heating fuel used in apartments - Utility gas (%)
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House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
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Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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