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Old 02-20-2012, 02:41 AM
1 posts, read 1,336 times
Reputation: 10


I am a 21 year old female with a Texas Driver's license and I received a speeding ticket in the state of Indiana while I was passing through. I was going 85 in a 70 zone and I was wondering what I should do. The cop was nice and said he didn't run by card - does that mean there would not be extra points attached to my driver's license?

Also, if there are points, do I need to go to Texas driver's school or Indiana's driver's school (both online) to reduce ticket? I'm scared how this will affect my insurance. This is my first speeding ticket! I can't make the court date and would love any information about this! Thank you!
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Old 02-20-2012, 06:21 AM
3,008 posts, read 4,032,891 times
Reputation: 1524
Just pay the ticket, they'll send it to you in the mail. Normally 1 speeding ticket wouldn't do much to your insurance but you only being 21, they may or may not take that into consideration when you renew your policy. That's up to your insurance carrier and they all vary. I wouldn't bring it up though, let them figure it out for themselves. Speeding is a 2 point deduction on an Indiana drivers license and TX is not bound by that but I'm sure TX will hit you with their point system. It's your first ticket. Calm down, it's not the end of the world. Just slow down.
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Old 03-05-2012, 11:14 AM
20 posts, read 58,093 times
Reputation: 23
I agree with msamhunter. They usually give directions on the ticket how and where to mail your payment and that is all you need to do. Many times there is an option of paying a little extra so your ticket will not show on your record. Again, directions are usually on the ticket.

You don't need to go to court unless you're arguing against payment. People tend to go to court if they believe they didn't do anything wrong, for example.

It truly is not a big issue, especially with this being your first, and I don't think your insurance would be substantially effected. Just mail in your payment and you're finished.
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Old 03-18-2012, 05:49 PM
Location: Chicago(Northside)
3,719 posts, read 5,680,005 times
Reputation: 1634
Police exist in chit-town/gary. learned something new today.
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