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Old 07-06-2014, 04:34 PM
 
197 posts, read 250,609 times
Reputation: 363

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Quote:
Originally Posted by Dax13 View Post
Oh yeah....understand completely. We plan.....the gods laugh.

Didn't mean to pry, but I thought I had seen you post before and thought you actually lived here. I gather that whatever you buy will be something you want to own, so just make sure you own whatever land it is sitting on, and there are no restrictions on future rentals.
You didn't pry at all, Dax! So far, we have found rentals available in the 55+ developments that we're considering and the HOA docs only mention that at least 1 occupant must be at least 55+.
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Old 07-06-2014, 05:18 PM
 
391 posts, read 636,073 times
Reputation: 390
Quote:
Originally Posted by TheMartianChick View Post
On Top Of The World was near the top of our list based upon purchase price and the square footage of the homes. I got a peek at the rules and regulations a couple of months ago and was afraid that my husband and I would frequently be at odds (with each other and the HOA!) We probably will take advantage of some of the things that are offered within the community, as long as residency isn't a requirement. The HOA fees that we saw are much higher than we really want to pay. I've seen quotes of around $350/month. The concept of an HOA is quite foreign to folks in my area of Central NY. I can't imagine paying half of a "rent" payment plus taxes for a property with no mortgage.
GMTA, I guess. If you have read some of my other posts, you know my feelings on HOAs. I am glad you are really picking apart the docs. I know I did when I was looking for a home here.

I'll take Home Buying in Florida for 200, Alex.

HOA Docs and Utility Providers.

What are the two things that determine which home you buy in Marion County?
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Old 07-07-2014, 07:25 PM
 
Location: Florida
3,839 posts, read 3,144,515 times
Reputation: 3419
I do not know Indigo's HOA fee but I think it is in the low 100's. For this fee you do not participate in some of the On Top of The World activities but you do get a pool and club house. The On Top of the World fees that run in the 300+ range include all outside maintenance including painting and new roofs. You should think of on Top of the World as a few different communities with a variety of options. I am pretty sure the culture center and Master the possibility is available to Indigo. Also the public for a lot of activities. Best to call a sales person to get the details and costs. It is very confusing to do it on the internet.
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Old 08-07-2014, 10:56 AM
 
13 posts, read 18,919 times
Reputation: 14
Quote:
Originally Posted by TheMartianChick View Post
My husband and I have been browsing online for a home in the Ocala area to buy as snowbirders. We've selected a couple of 55+ developments that we think will be suitable, but are open to some non 55+ options, too. We don't want to be too far from Orlando Airport, so we probably don't want to go too far north of Ocala.

What we are looking for:
  • Low crime area
  • Some measure of diversity as we like to interact with different people and cultures
  • Gated or safe enough to leave a home with just a security system
  • Not too close to either coast to avoid hurricane issues
  • Low or no HOA fees
  • Private Pool or HOA operated pool
  • Close to walking/running trails or other activities

Does this type of place exist? We are fairly comfortable when it comes to vetting some of the developments, but the other areas...not so much!

A word on gated communities in this area... do all your home work before purchasing. I too was looking to buy in a over 55 neighborhood, untill I read the Deed restrictions and Hoa rules for many of these.

Many "HOA's" here are NOT run by the home owners, they are run buy the developers who built the neighborhoods.. who has all kinds of monoply type rules recorded with the properties that says he gets to supply refuse pickup, cable, landscaping, and many other revenue generating services.

You pay montly fees.. anywhere from $190 to $600 per month! You are locked into this arrangemnet as long as you own the property. At his prices too! Developer can raise fees at any time... no homeowner voting or anything.

You can't even choose your own cable company. No wonder why their are so many folks walking away from their homes in these areas..

Please Read all docs recorded at court house before submitting offers. A good realtor should tell you this.
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Old 02-17-2015, 09:53 AM
 
Location: OTOW
1 posts, read 1,294 times
Reputation: 11
Let me reply to some statements and questions about OTOW. I have lived here for 10 years and generally it is a great place to live. The OTOW section is a 100 year lease arrangement, you own the house, and pay a lease fee of about $40 dollars per month on the land, which is included in the HOA fee. The monthly fee is about $340 per month (depending on lot size). That includes exterior insurance and maintenance (land and structure) including roof, but does not include roof replacement. That is at the mercy of the HOA and you must replace the roof when they tell you to, whether it needs it or not. The taxes are low on the OTOW homes (I pay about $750 per year on a single 1500 sq. ft. home). In Candler Hills and Indigo you own the land and structure and are responsible for all maintenance, the HOA fees are lower, but you don't get as much and the taxes and insurance are higher. OTOW is now operated by a "management company" which is owned by the developer. The HOA board of directors consists of employees and relatives of the developer, and that is my gripe with this community. They are not responsive to the residents unless it suits the needs of the developer. For instance, there is no "service entrance" to the community; so all of the construction, repair, and dump trucks run through the residential areas. If you happen to live near those streets it is quite noisy, or if you travel those streets in your golf cart or on your walks, you will be competing with the dump trucks and construction equipment. People who complain about this to the HOA generally do not even get the courtesy of a reply. The community general manager is an employee of the management company, so her employment is dependent on the developer. She obviously comes down on his side in any disputes. If you are a golfer, life is good here, there are two private courses in OTOW and a public course in Candler Hills.
The OTOW courses are ok and the yearly fees are quite reasonable because part of the HOA fees are spent to maintain the golf courses. The Candler Hills course is very nice, but is more expensive (cheaper to residents). This is a true golf cart community, you have access to two shopping centers in addition to all of the areas within the community. The OTOW section is well suited to "snow birds" because the maintenance is taken care of by the community.
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Old 04-13-2015, 11:22 AM
 
7 posts, read 8,010 times
Reputation: 10
Default Snowbird rentals?

Quote:
Originally Posted by Dax13 View Post
They do exist, but the HOA Pool WILL, by definition, be within an HOA. There are few to none non-HOA areas that I can think of that I would be comfortable in leaving vacant for months at a time, with the exception of my neighborhood. And there is no community pool here.

I would suggest looking at Marion Landing. It ticks all of your boxes, with a low HOA fee, no controversial developer/management shenanigans that I am aware of, and 10 minutes from I-75. There is a nice community center with a pool, spa, and bowling alley. AND SECO is the electric utility.

The only thing that might be a problem for you would be any age restrictions for children that might visit or stay with you, but that is something that you will have to look at with any 55+ option.

Not sure if there is a specific reason for Orlando Airport, but I prefer flying in and out of Tampa. No tolls, no WallyWorld traffic, and a joy to get around in. Just my personal preference, though.

Good luck!
I am looking for a snowbird rental (pref 55+ gated w/pool) for next winter (2016) in the Ocala to Orlando areas. I just read on a realtor's web page that most realtor's do not deal with rentals because there's almost no commission. Yipes! That wasn't what I was hoping for.

Have you learned anything good...did you find someplace?
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Old 04-13-2015, 01:06 PM
 
7 posts, read 8,010 times
Reputation: 10
Because we are looking too, I found these links which might help. I'm just getting started on them. Hope you and others will continue to tell me ( and us) what they find for snowbird rentals too. Good luck!

Central Florida 55+ Active Adult Retirement Communities | 55 Places

BIG LIST OF 55+ OCALA AREA .. VERY HELFUL INFO!!
Ocala Florida 55 Plus Communities | Joe Dallorso :: Ocala Florida Realtor® :: Real Estate Buyer Agent and Seller Agent


Shelia Konnick, your Gated Community and Country Club ...
Shelia Konnick is your real estate professional when buying or selling in 55+ or
country club communities in Ocala. ... Shelia Konnick, your Gated Community and Country Club specialist


The Neil Horsfall Team. Looking for a home in one of Ocala's 55 plus communities or one of Ocalas gated communities?
Ocala REALTORS® | The Neil Horsfall Team


WINTER RENTALS FLORIDA ..
How to Find the Perfect 55+ Rental Home - Homes for Rent in Active Adult Communities

Find Top Apartments and Houses for Rent - Over 200K Rentals

Florida 55+ Homes For Rent, Houses, Condos, Seasonal Rentals


Short and Long-term Rentals FL .. Vista del Lago
Vista del Lago

https://www.facebook.com/pages/Vista...o/100565015081


North Central Florida - Retirement Communities, Florida Retirement Community Library

https://www.tripping.com/

https://www.mhvillage.com/Resources/Resources.php

VRBO - Florida Vacation Rentals

Florida Vacation Rentals, Homes, Cottages and Condos For Rent

Rentals in Florida - Snowbird Resources

Pet-Friendly Vacation Rentals in and Lodgings accepting Dogs, Cats and other Pets

Florida Snowbird Rentals

Florida Adult Lifestyle Communities - Properties for Rent or Sale

Florida Dream Homes | Orlando vacation homes, Disney vacation Homes, vacation home rentals beside Disney World?

VRBO - The Most Popular Vacation Rental Site in the US


- CYPRESS LAKES: VERY DOG FRIENDLY!
Retirement Community Homes in Florida | Cypress Lakes Lakeland, FL

55+ Communities Florida


The Plantation at Leesburg, FL ..
The Plantation at Leesburg, FL | 55 Places Retirement Communities


The Villages - The Villages, FL ..
The Villages | Florida | 55 Places Active Retirement Communities
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Old 04-14-2015, 05:32 PM
 
1,485 posts, read 1,905,410 times
Reputation: 1463
Does SECO have the lowest energy rates in Marion/Citrus counties?
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Old 04-14-2015, 06:06 PM
 
391 posts, read 636,073 times
Reputation: 390
Quote:
Originally Posted by folkguitarist555 View Post
Does SECO have the lowest energy rates in Marion/Citrus counties?
I have heard of none lower. SECO is a co-op. Customers are also members. Withlacoochee is another electric co-op in Citrus, Hernando counties to the south. Ain't no pre-paying for some never to built nuclear power plant in a co-op.
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Old 04-28-2015, 05:05 PM
 
5 posts, read 4,624 times
Reputation: 10
Quote:
Originally Posted by Grumpy Gator View Post
Let me reply to some statements and questions about OTOW. I have lived here for 10 years and generally it is a great place to live. The OTOW section is a 100 year lease arrangement, you own the house, and pay a lease fee of about $40 dollars per month on the land, which is included in the HOA fee. The monthly fee is about $340 per month (depending on lot size). That includes exterior insurance and maintenance (land and structure) including roof, but does not include roof replacement. That is at the mercy of the HOA and you must replace the roof when they tell you to, whether it needs it or not. The taxes are low on the OTOW homes (I pay about $750 per year on a single 1500 sq. ft. home). In Candler Hills and Indigo you own the land and structure and are responsible for all maintenance, the HOA fees are lower, but you don't get as much and the taxes and insurance are higher. OTOW is now operated by a "management company" which is owned by the developer. The HOA board of directors consists of employees and relatives of the developer, and that is my gripe with this community. They are not responsive to the residents unless it suits the needs of the developer. For instance, there is no "service entrance" to the community; so all of the construction, repair, and dump trucks run through the residential areas. If you happen to live near those streets it is quite noisy, or if you travel those streets in your golf cart or on your walks, you will be competing with the dump trucks and construction equipment. People who complain about this to the HOA generally do not even get the courtesy of a reply. The community general manager is an employee of the management company, so her employment is dependent on the developer. She obviously comes down on his side in any disputes. If you are a golfer, life is good here, there are two private courses in OTOW and a public course in Candler Hills.
The OTOW courses are ok and the yearly fees are quite reasonable because part of the HOA fees are spent to maintain the golf courses. The Candler Hills course is very nice, but is more expensive (cheaper to residents). This is a true golf cart community, you have access to two shopping centers in addition to all of the areas within the community. The OTOW section is well suited to "snow birds" because the maintenance is taken care of by the community.
Hi Grumpy Gator,

My husband and and I are considering the OTOW. We saw a HOA of $403 for a 1,369 sqft Do you think this includes the water (both your personal consumption and for the lawn)? I would assume you had some improvements in your home, is there a fee even for interior improvements? Was it difficult to get an approval? The subjectivity of the employees is a concern for me, though, I don't think that I will be dealing with them frequently but it is comforting to know that when the time arises, you will get some resolutions.
Does the developer ask the owner to replace the roof even when it's not yet necessary? I normally give at least 10 yrs for the roof before replacement.

Thank you for your comments.

magayonon
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