09-06-2015, 04:34 PM
Location: Florida
6,623 posts, read
7,333,260 times
Reputation: 8176
Quote:
Originally Posted by
juliefpc
This has been a valuable thread to me. I just discovered OTOW last week with a huge two page spread in the Sun Sentinel here in Coral Springs FL. I am so tired of the crime, noise, traffic and just about anything else negative you can find. I really am very impressed with all I have read about OTOW but of course am also looking at other communities near by. I understand the lease and deed differences. I am very interested in the Indigo East section as well as the Candler Hills sections. I have two Cocker Spaniels, well behaved, but will this be a problem. There does not seem to be any fencing anywhere on any homesite. How possible is it to erect the temporary black iron fence panels you see at home depot for say a 10 X 10 area? Also, being a Canadian transplanted to FL years ago, and not really being "legal" I guess you could say to stay here year round (which I have done for 15 years anyways), what are the repercussions when it comes to HOA applications? How strictly is this enforced? Also, Blanco111 brought up a point which I also was told about but didn't really understand, OTOW is offering savings if you have them assist is selling your current home. Does this only apply to a new home purchase in OTOW? I am more interested in the resale properties. I am open to both deeded and leased, but leaning more to Indigo East as I love doing my own maintenance outside. Only exercise I seem to get lol! Any input here is very much appreciated. I am hoping to drive up to OTOW next month but also would like to see Summerglen and Stone Creek as well. Thanks!!
Very low crime.Check the Sherif web site for crime map of county, facebook posting of crimes etc.
Indigo and Candler are similar except that Indigo pays a much lower HOA fee as they do not have access to most of OTOTW admenties. But you can pay an extra monthly fee and use them. This (pool only) is a good option for someone that just wants a pool and club house.
The dogs should not be a problem. In Candler their are fences for dogs. Note this may not be the case in Indigo as the HOA rules maybe different. You have to get approval for a fence. In Candler the ones I know of are white 4 feet tall (not higher) and must be behind the house. You can not fence in your whole back yard. I would push for getting the approval for the fence before you buy but this may not be possible. Would not surprise me that approval may not be given for all lots. I think they want the fence out of sight.
No one will care what country you are from. There are Canadian citizens who own homes here. I do not think you will have to mention the subject. I assume you have a drivers license etc. Do not know if you can qualify for the homestead exemption. But again, OTOTW is not involved in these items.
You will have to document your age and the drivers license will do that.
I do not know if they will ask for a social security number. Seems like everyone does but it should not be needed for buying a home. Selling a home is different. The SS# will probably be needed at closing for tax reporting to the IRS. There is a title company in the Square that is partly owned by the attorney that represents OTOTW. I would stop in and ask them if you would have any problems selling your home due to being a Canadian.
09-06-2015, 08:49 PM
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Reputation: 55
You can definitely have fences (must be white) in some homes in Candler Hills, as we have one. However, there are some lots where you can't have them (i.e., if your house backs up to the golf course). I'm not sure if there are other restrictions besides golf course lots. You also can take care of your own lawn in Candler Hills if you are so inclined.
09-06-2015, 10:37 PM
3 posts, read
11,703 times
Reputation: 12
Thank you folks, your responses were most helpful. I didn't see much in the way of fencing in any real estate listings and was a little concerned. I am older and like to let the kids out for a few minutes in the am without having to suit up and get leashes out etc. Sounds silly to most I suppose, but at my age, having that 10 minute reprieve is important first thing in the morning. Also, rjm1cc, would you be kind enough to pass along the name of the lawyer/title company in the Square, I would like to touch base with them to get some more answers before driving up there in a few weeks. Sounds like Candler Hills is ideal for me. Still will keep an eye on Indigo but the more I am hearing about Candler Hills east and west, I am thinking this part of the community shines. Thx again for your help.
09-07-2015, 02:18 PM
Location: Florida
6,623 posts, read
7,333,260 times
Reputation: 8176
Quote:
Originally Posted by
juliefpc
Thank you folks, your responses were most helpful. I didn't see much in the way of fencing in any real estate listings and was a little concerned. I am older and like to let the kids out for a few minutes in the am without having to suit up and get leashes out etc. Sounds silly to most I suppose, but at my age, having that 10 minute reprieve is important first thing in the morning. Also, rjm1cc, would you be kind enough to pass along the name of the lawyer/title company in the Square, I would like to touch base with them to get some more answers before driving up there in a few weeks. Sounds like Candler Hills is ideal for me. Still will keep an eye on Indigo but the more I am hearing about Candler Hills east and west, I am thinking this part of the community shines. Thx again for your help.
I do not recall the name of the title company. The web page for the attorney is
Gerald R Colen Florida Elder Law Attorney, Asset Protection, Estate Planning Attorney
I think you could call the OTOTW sales office and they could give you the name of the firm. The title company address is probably SW 80th St or SW 79th Street Rd. The OTOTW resale office is probably within a couple of hundred yards of the title company.
09-07-2015, 05:18 PM
Location: Florida
6,623 posts, read
7,333,260 times
Reputation: 8176
09-07-2015, 07:11 PM
3 posts, read
11,703 times
Reputation: 12
Thank you rjm1cc, I will give them a call tomorrow.
09-19-2015, 04:55 PM
Location: Ocala, FL
67 posts, read
238,007 times
Reputation: 41
I was at OTOW yesterday. I am trying to figure out why, upon purchase, I would need to pay Title Insurance on land I don't own? The land is a lease in their "Windsor" section of new homes.
09-19-2015, 05:45 PM
529 posts, read
1,173,394 times
Reputation: 612
Quote:
Originally Posted by
sprintrps
I was at OTOW yesterday. I am trying to figure out why, upon purchase, I would need to pay Title Insurance on land I don't own? The land is a lease in their "Windsor" section of new homes.
Good question. I would have never thought of Title Insurance on something I didn't own. PLEASE. PLEASE..Post what you find out. Thanks
Dax
09-19-2015, 06:45 PM
Location: Florida
6,623 posts, read
7,333,260 times
Reputation: 8176
Quote:
Originally Posted by
sprintrps
I was at OTOW yesterday. I am trying to figure out why, upon purchase, I would need to pay Title Insurance on land I don't own? The land is a lease in their "Windsor" section of new homes.
You should be able to buy without buying title insurance.
My assumption is the title insurance covers your investment in the home if it is determined that OTOW does not own the land and thus you have to move. The land owner would keep the house or maybe ask you to move it.
09-21-2015, 06:37 AM
Location: Ocala, FL
67 posts, read
238,007 times
Reputation: 41
Quote:
Originally Posted by
rjm1cc
You should be able to buy without buying title insurance.
I can't imagine a scenario where OTOW does not own the land. After all, the land these homes are being built upon was purchased by OTOW in 1975. If they did not own the land they have already built thousands of homes on, since 1982, someone would have noticed by now.
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Population density (people per square mile)
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Occupied housing units (%)
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1996 Presidential Elections Results (%) - Democratic Party (Clinton)
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2000 Presidential Elections Results (%) - Democratic Party (Gore)
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Urban houses (%)
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Housing units in structures - 1, detached (%)
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Housing units in structures - Mobile home (%)
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House/condo owner moved in on average (years ago)
Renter moved in on average (years ago)
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Working at home (%)
Industry diversity
Most Common Industries - Agriculture, forestry, fishing and hunting, and mining (%)
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People in Group quarters - Other workers' dormitories (%)
People in Group quarters - Crews of maritime vessels (%)
People in Group quarters - Other nonhousehold living situations (%)
People in Group quarters - Other noninstitutional group quarters (%)
Residents speaking English at home (%)
Residents speaking English at home - Born in the United States (%)
Residents speaking English at home - Native, born elsewhere (%)
Residents speaking English at home - Foreign born (%)
Residents speaking Spanish at home (%)
Residents speaking Spanish at home - Born in the United States (%)
Residents speaking Spanish at home - Native, born elsewhere (%)
Residents speaking Spanish at home - Foreign born (%)
Residents speaking other language at home (%)
Residents speaking other language at home - Born in the United States (%)
Residents speaking other language at home - Native, born elsewhere (%)
Residents speaking other language at home - Foreign born (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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