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Old 05-21-2011, 10:41 AM
 
Location: Franklin Lakes, NJ
174 posts, read 252,933 times
Reputation: 193

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I read an alarming article today about auto insurance rates. Drivers in Oklahoma pay the second highest rates for insurance in the United States. One industry spokesperson partially blamed the weather, citing the recent softball sized hailstorm that struck OKC a few months ago, but a major factor seemed to be the high number of uninsured motorists in OK.

According to this article on MSN, twenty-four percent of Oklahoma drivers are uninsured. That's a significant number no matter what financial factors may be involved. I assume insurance is a requirement. Am I wrong?
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Old 05-21-2011, 02:00 PM
 
Location: Edmond, OK
4,019 posts, read 5,041,319 times
Reputation: 3981
It's a requirement. You have to have proof on insurance when you renew your license tags. Of course, what's to prevent someone from getting the insurance, then cancelling it once you renew the tags. When we lived in Texas we had to have proof of insurance in order to have your vehicles inspected as well. Since OK has no state inspections (totally unbelievable!) that's a missed opportunity to check for insurance.
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Old 05-21-2011, 02:05 PM
 
Location: On this planet most of the time
8,039 posts, read 2,537,954 times
Reputation: 4822
Quote:
Originally Posted by ERISAjunkie View Post
I read an alarming article today about auto insurance rates. Drivers in Oklahoma pay the second highest rates for insurance in the United States. One industry spokesperson partially blamed the weather, citing the recent softball sized hailstorm that struck OKC a few months ago, but a major factor seemed to be the high number of uninsured motorists in OK.

According to this article on MSN, twenty-four percent of Oklahoma drivers are uninsured. That's a significant number no matter what financial factors may be involved. I assume insurance is a requirement. Am I wrong?
Insurance is a requirement. I am currently in the process of changing ins. companies as my insurance has gone up again. This particular policy I have had for less than 6mos and it has gone up already. I have had no accidents, no tickets nothing and it still goes up. I am paying for all the people that have no insurance. My agent explained to me the reason that OK ins. is so high is the very same factors you mentioned in your post, weather, uninsured motorists etc. Ok is not a no fault state<hope I said that right>. This state really needs to do something about the high cost of insurance although I don't know what.
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Old 05-21-2011, 11:09 PM
 
Location: OKIE-Ville
4,295 posts, read 4,055,934 times
Reputation: 2184
Use USAA if you can. My car insurance is actually cheaper than when I lived on the East/West coasts as well as Tejas.
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Old 05-22-2011, 12:45 AM
 
Location: Norman
81 posts, read 130,182 times
Reputation: 79
Insurance just like the mafia but it takes them longer to kill you.
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Old 05-22-2011, 12:47 AM
 
Location: Norman
81 posts, read 130,182 times
Reputation: 79
Quote:
Originally Posted by Bass&Catfish2008 View Post
Use USAA if you can. My car insurance is actually cheaper than when I lived on the East/West coasts as well as Tejas.
Great deal but only for veterans.
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Old 05-22-2011, 12:49 AM
 
Location: Norman
81 posts, read 130,182 times
Reputation: 79
Oklahoma now has an online database of insured. The Highway Patrol is using it now. They can run you at a traffic stop and I believe impound your car if it shows up uninsured.
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Old 01-01-2012, 10:45 PM
 
85 posts, read 97,662 times
Reputation: 52
when I move to oklahoma what companies are more favorable to do business with, and which ones should I run from. The company I have been with for the past 12 years here in kansas, does not do business in oklahoma. feel free to message me your response if it goes against the rules of posting them out in the open here.
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