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Old 10-14-2012, 03:35 PM
 
Location: FLORIDA
1 posts, read 4,892 times
Reputation: 10

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Looking for a apartment in omaha having no luck seems like all they do is take the fee for the application then after explaining i dont have good credit im turned down. I current live in southwest mn trying to move back. Im a single mother of a two year with a limited income , I can afford $400-$450 a month rent but once again havent been able to find anything. Hope someone out there knows of any places that dont do credit checks that are pet friendly not run down dumps.
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Old 10-15-2012, 06:18 AM
 
920 posts, read 1,724,628 times
Reputation: 864
The places that don't do credit checks or are very lax with them are going to generally be slum landlords- they are the only ones who don't make a big deal about bad credit- I'm sorry, that's just really how it is, though.
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Old 10-15-2012, 07:28 AM
 
Location: Midtown Omaha
1,225 posts, read 1,811,525 times
Reputation: 546
You will probably have to go the route of craigslist and avoid the large companies.
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Old 10-15-2012, 10:55 PM
 
5 posts, read 14,879 times
Reputation: 11
On a similar note, I have kinda bad credit but I'm going to have 6 to 7 months worth of cash to plunk down right away, do you think they will ignore my bad credit in deference to that situation?
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Old 09-25-2017, 10:56 PM
 
1 posts, read 1,394 times
Reputation: 10
My husband and I had to file bankruptcy to clean up our credit, we agreed to pay our debts off by monthly payments(payments are paid directly out of our checks); since we did this we are finding it very difficult to rent an apartment. We are wanting to move to lower rent. My husband works full time, same job for 6 years, myself am on full disability. We have had no evictions, rent is paid on time every month for the past four years.
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Old 10-01-2017, 09:18 AM
 
1,064 posts, read 575,560 times
Reputation: 3718
I don't know anywhere in the country where a landlord asking for $400-450 per month in rent is economically feasible. For a room, sure, but an independent living space would be hard to come by at that price point. After taxes and assumed maintenance the landlord is making less than $3,000 per year. Doesn't seem worth the hassle and potential risks. If you had property would you risk it for 3k per year?

Taking on someone with bad credit is incredibly risky in and of itself. Strangers are just not going to take in a potential squatter who will leave them high and dry when it comes time to pay the rent.

For the past decade landlords have become very choosy about who to rent to and have beefed up background and credit checks. This makes sense from a risk/business perspective. Part of it is economic (too few apartments, too many people looking aka supply and demand), but part of it is also the fact that tenants have become very seedy in general and more prone to setting very bad priorities in their financial choices.

People seem to have this idea in their heads that providing housing for strangers is somehow not a business or that it comes without risks, that it's somehow "different" or "special". People also seem to think that landlords are "greedy", but in reality most are just trying to cover their butts from potentially ruinous tenants and in this decade almost everyone except for naive newbies have wizened up and made efforts to screen better. Hopefully in the long run these discretionary measures will force individuals to clean up their own behavior and to make more responsible life choices.

You need to go live with relatives.
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Old 10-01-2017, 12:13 PM
 
Location: Des Moines Metro
5,045 posts, read 5,966,482 times
Reputation: 9424
Unfortunately, "pet-friendly" is another problem, as well.

You might be able to rent two rooms in a house (many elderly are doing that), but you will probably need to re-home your pet(s) with relatives, at least for a year or two until you can get back on your feet financially.

Also look at the Sioux City area -- if you can find work there, rentals will be a little cheaper.
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Old 10-01-2017, 08:34 PM
 
1,092 posts, read 707,810 times
Reputation: 1715
> pet friendly

You want to save on money fast? Get rid of the dog/cat. That will also expand your potential apartment possibilities.

I know, you'll hate me for saying to get rid of Fido the Dog. But until you do, you're stuck.
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