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Old 05-27-2008, 06:56 PM
 
2 posts, read 3,856 times
Reputation: 12

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Hi everyone, I'm a newbie to the forum and am considering relocating to Omaha within a year or so. I'm currently in college and was looking for a place to live in after graduation. I would be interested in hearing more about life as a young adult in Omaha. I have obviously heard about the indie music scene, and its part of what draws me to the city, also the friendliness and the challenge of a different experience. Before I make any illusions about it, someone please tell me if I'm wrong.

If I am to move to Omaha, I was thinking of buying a home - it's a dream I've had for quite a while, and it seems this place is cheap enough for me to afford it. My biggest problem is, I'm not a US citizen or permanent resident (but am studying and working in the US legally), so I don't qualify for mortgages in the US - I need to use some complicated arrangements in my home country to get a loan, and thus am only looking at the very low end of the market, planning to pay around $20-30k for a house that I could put some sweat equity in and not pay a lot of taxes on. Looking on realtor.com, I've found quite a lot of unbelievably cheap houses, but (unsurprisingly) they seem to be in the worse parts of town (NE, SE, South-Central). I've checked crime statistics, they don't seem to be very bad compared to the national average, though poverty does seem to be an issue. I'm just asking, how bad are these areas for real? Is it a bad idea to think of putting my money in a place like this? I understand there is likely to be some redevelopment in the future, which should improve the situation, but how would you rate my plan now?

Thanks for your help!
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Old 05-27-2008, 08:23 PM
 
Location: Papillion
2,585 posts, read 9,526,694 times
Reputation: 890
If you only have $20-30k I would plan to rent while working and putting away alot of money for a good downpayment. I think you'd be happier in the long run by getting a better place than something small and very run down in a bad part of town (which is what I'm assuming you'd end up with for $30k)... good news is its reasonable to be a homeowner in Omaha because of decent wages and reasonable cost of living.
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Old 05-27-2008, 08:36 PM
 
2 posts, read 3,856 times
Reputation: 12
Yeah, I was thinking of renting as well, it might make a lot more sense especially since I'm currently a non-permanent resident, still it's pretty unbelievable that I could afford buying my own home.
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Old 05-28-2008, 06:44 AM
 
Location: Papillion
2,585 posts, read 9,526,694 times
Reputation: 890
Quote:
Originally Posted by bogdan View Post
Yeah, I was thinking of renting as well, it might make a lot more sense especially since I'm currently a non-permanent resident, still it's pretty unbelievable that I could afford buying my own home.
Plus it will let you get familiar with the area and decide where you want to actually buy a home. Omaha has lots to offer from Urban to Suburban to Rural... even in each of those 3 enviornments there is a lot of variety... so come, work, save, get to know the area, then settle in with homeownership if that's the desire.
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Old 05-28-2008, 02:14 PM
 
Location: Chicago
3,340 posts, read 8,688,269 times
Reputation: 1215
Renting sounds like the best idea for you
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Old 05-28-2008, 11:19 PM
 
4,669 posts, read 4,070,179 times
Reputation: 409
ummm...yeah...the neighborhoods ARE that bad.

You might want to consider a house in Council Tuckey...I mean Council Bluffs. You might get an older fixer-upper for that.
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Old 05-29-2008, 06:20 AM
 
Location: Downtown Omaha
1,362 posts, read 4,192,394 times
Reputation: 526
There is no place in Omaha that bad. I've lived all over the city and been many other places and Omaha is about as safe as you can get, even in the less desirable areas.
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Old 05-29-2008, 06:37 AM
 
Location: Omaha, NE
1,119 posts, read 3,812,793 times
Reputation: 405
Default ...

Trust me when I say that people around here wouldn't know what a bad neighborhood is.. It's a relative thing, the neighborhoods these people are speaking of are the 'worst' neighboorhood..

There is only 1 neighborhood that could be considered as having an above average crime rate versus the "US metro cities average" and that is Northeast Omaha, the rest of the city is below average..

I would like to take some of these people to a real bad neighborhood sometime to make them appreciate how nice our bad neighborhood is, lol..
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