What does HOA stand for regarding renting? (insurance, gated)

[hannah555]

Hi, this is probably a really stupid question....but what is HOA i.e. HOA is included in the rent?

Thanks heaps

[BreaOC]

HOA is "Home Owners Association", The fee that you pay to live in usually a complex of lofts or condos. Some pay for insurance, some for utilities, most groundskeeping and building maintenance. It usually ranges from $150 to $700 from what I've seen.

[RAMFEB31]

HOA = Home Owners Association. For a renter, HOA used to be known mostly with condos. Many single family home communities especially the newer ones, do have HOA. However, the owner normally is obliged to pay and then lump it into a rent. Yes, I supposed, the owner can ask a tenant to pay. But, in most cases, that is rather risky. W/O going into a lot of detail, the owner of the property can be fined and sued by the HOA if the monthly fee is not paid.

[hannah555]

Thanks very much!

[RAMFEB31]

Since U are asking about HOA in reference to being a renter, I assume U are wondering why there is this "fee". I won't list but a few. The classic fee example are for all outside repair and maintenance of the common area. This include painting of all the homes(outside), upkeep of the lawn, fence, pool and roadway inside the complex whether gated or not. Of course there are always exclusions as spelled out in the CC&R (HOA Agreement) The fee normally is set by a board of directors who are voted in by each owner.