Looking for a hmo plan that covers over the counter meds (Laguna: insurance, income)

[marcella0333]

Hi Everyone,
a friend of mine suggested that I try this site to see if anyone knows of an insurance plan that covers over the counter medications. it is called medicare advatage dual benefit program. If anyone has any suggestions i would greatly appreciate it.

thanks for all your help

[Coldjensens]

Many companies have a cafeteria plan that allows you to set aside pre-tax income to pay for medical expenses including over the counter expenses. Sometimes it has a different name than cafeteria plan.

I have never heard of an HMO that covers over the counter costs. Check for co-pay amounts and total dollar limits.

[marcella0333]

Thanks for the information. I know there are HMO replacement plans that offer a otc program that is similar to the flex spending programs through employers. I will keep looking. Thanks for help, I really appreciate it

Marcella

[flaglerwrangler]

Humana in Florida had a PPO plan tjhat afforded you $10 free a month in OTC, but I did not see anything like that available when we moved to Laguna Woods

[marcella0333]

thanks i will look into it.