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Old 03-20-2009, 11:19 PM
 
7 posts, read 11,048 times
Reputation: 10

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I am starting my search as a first-time homebuyer. I'm having trouble deciding which cities to focus on because i'm still pretty new to Orange County (and to CA in general). I'm debating the pros and cons b/w N. and S. OC. I'm 29 and single. I still like to go out and have fun, but I also want to feel really safe since i'm living on my own. I love the beach so I prefer to be as close to it as possible. My budget is tight though. I'm leaning towards S. OC because it seems alot cleaner and nicer than N. OC but it seems pretty boring. Aliso Viejo is at the top of my list right now because the prices are decent and it seems like a pretty city that is close to the beach. If I can afford anything in Dana Point or Irvine i'm considering those areas too. I need to do alot more exploring, but any suggestions or thoughts would be much appreciated!
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Old 03-20-2009, 11:26 PM
 
Location: The High Seas
5,712 posts, read 7,156,067 times
Reputation: 6639
Leave a figure of how much you can afford. Prices in Orange County vary widely. That said, if you can afford to live in Dana Point, that would be a great choice. Actually, I'd consider living on board a boat there if they allow liveaboards. I don't know the current situation at the marina, but that might be a relatively cheap way to become a resident.
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Old 03-20-2009, 11:40 PM
 
Location: orange county
2 posts, read 3,657 times
Reputation: 10
Default i specializie in the areas you are looking!

Quote:
Originally Posted by HK628 View Post
I am starting my search as a first-time homebuyer. I'm having trouble deciding which cities to focus on because i'm still pretty new to Orange County (and to CA in general). I'm debating the pros and cons b/w N. and S. OC. I'm 29 and single. I still like to go out and have fun, but I also want to feel really safe since i'm living on my own. I love the beach so I prefer to be as close to it as possible. My budget is tight though. I'm leaning towards S. OC because it seems alot cleaner and nicer than N. OC but it seems pretty boring. Aliso Viejo is at the top of my list right now because the prices are decent and it seems like a pretty city that is close to the beach. If I can afford anything in Dana Point or Irvine i'm considering those areas too. I need to do alot more exploring, but any suggestions or thoughts would be much appreciated!
let me know if you have an agent/broker to work with.

if not i can be of great help to you.

regards, bob
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Old 03-21-2009, 08:25 AM
 
Location: Las Flores, Orange County, CA
26,362 posts, read 55,224,201 times
Reputation: 16369
Quote:
Originally Posted by HK628 View Post
I am starting my search as a first-time homebuyer.
My budget is tight though.
Married? If no, within five years?
Where is your job? Spouse's job?
Kids? Ages?
SRR, Condo?
Budget for home?
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Old 03-21-2009, 04:14 PM
 
Location: Apple Valley Calif
7,376 posts, read 11,798,804 times
Reputation: 4974
If you are new and not familiar with the area, get an apartment for a year until you are knowledgable. Don't buy a house until you are sure where you want to live for the next bunch of years...
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Old 03-21-2009, 08:36 PM
 
7 posts, read 11,048 times
Reputation: 10
Single. No kids. Maybe will be married w/in the next few years. I'm looking for a condo. Thanks for your input on my decision to buy, but i'm really just looking for opinions on different areas.
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Old 03-23-2009, 09:55 AM
 
6 posts, read 11,176 times
Reputation: 13
Do not buy a condo unless that is going to be your permanent residence. The resell on a condo right now is beyond awful. I would not buy anything until the bottom of the market has been established with utmost certainty. Keep saving for a larger down payment. Aliso Viejo is OK if you are trying to keep up with the Joneses, however, right now that facade is being eaten away at as mommy and daddy can't afford their overpriced stucco and spanish tile POS that they overpaid for. Look for the gigantic SUV in the driveway... you know who you are!
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Old 03-23-2009, 05:19 PM
 
916 posts, read 2,274,216 times
Reputation: 280
generally speaking, pick the beach city closest to your work.
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Old 03-24-2009, 08:34 PM
 
615 posts, read 1,396,105 times
Reputation: 242
Quote:
Originally Posted by Snort View Post
Leave a figure of how much you can afford. Prices in Orange County vary widely. That said, if you can afford to live in Dana Point, that would be a great choice. Actually, I'd consider living on board a boat there if they allow liveaboards. I don't know the current situation at the marina, but that might be a relatively cheap way to become a resident.
you cant be serious to suggest someone to live on a boat...some ppl watch to many movies where ppl live on a boat and sail into the sunset....OMG!
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Old 04-06-2009, 08:05 PM
 
Location: Orange County, CA
35 posts, read 130,225 times
Reputation: 34
Make sure the agent that you ultimately decide to work with knows about the new Housing Affordability Fund Mortgage Protection Program.

How to Get Mortgage Protection If You Are a First Time Home Buyer | eHow.com
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