U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > U.S. Forums > Florida > Orlando
 [Register]
Please register to participate in our discussions with 1.5 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Jump to a detailed profile or search
site with Google Custom Search

Search Forums  (Advanced)
Business Search - 14 Million verified businesses
Search for:  near: 
Reply Start New Thread
 
Old 07-18-2007, 10:20 PM
 
62 posts, read 1,083,432 times
Reputation: 178
Default Whats an average price for house insurance?

I've seen it mentioned, but what would you be looking to spend yearly on insurance for say a $300,000 house?
Reply With Quote Quick reply to this message

 
Old 07-20-2007, 06:46 AM
 
Location: Lake Mary
307 posts, read 1,578,490 times
Reputation: 114
it depends on which city, but around 1600? and that's of course not being in a flood zone or on the beach
Reply With Quote Quick reply to this message
 
Old 07-20-2007, 06:50 AM
 
Location: Winter Park, FL
88 posts, read 690,876 times
Reputation: 31
Please Teacher, please Teacher, that has to be tautological!

Quote:
Originally Posted by rholborn View Post
it depends on which city, but around 1600? and that's of course not being in a flood zone or on the beach
Reply With Quote Quick reply to this message
 
Old 07-20-2007, 07:17 AM
 
Location: NW Orlando
1,723 posts, read 2,480,478 times
Reputation: 1297
Quote:
Originally Posted by doogie88 View Post
I've seen it mentioned, but what would you be looking to spend yearly on insurance for say a $300,000 house?
Yeah...the insurance really varies based on any number of factors. It depends on where the house is located, how old the roof is, square footage etc. For example, I have a small 2br/1ba house built in 1961 and my homeowners insurance is around $700/year with Nationwide. I wanted State Farm since they have my car insurance but they were too expensive.
Reply With Quote Quick reply to this message
 
Old 07-20-2007, 11:12 AM
 
62 posts, read 1,083,432 times
Reputation: 178
Okay, not as bad as I thought.
Reply With Quote Quick reply to this message
 
Old 08-02-2009, 08:54 AM
 
Location: Taylors, SC
8,521 posts, read 13,868,025 times
Reputation: 2600
1600 sq ft house, $180K = $550/yr. I have Olympus Insurance and that's the reason I changed to them. They saved me about $350/yr with more coverage.
Reply With Quote Quick reply to this message
 
Old 08-02-2009, 12:06 PM
 
30 posts, read 539,616 times
Reputation: 31
Quote:
Originally Posted by beckycat View Post
1600 sq ft house, $180K = $550/yr. I have Olympus Insurance and that's the reason I changed to them. They saved me about $350/yr with more coverage.

I'm curious. What is your deductible? $250? $1000?

I haven't own a house yet. Just want to see how low I can get for insurance.
Reply With Quote Quick reply to this message
 
Old 08-03-2009, 04:43 AM
 
22,928 posts, read 29,954,449 times
Reputation: 10274
It depends on so many factors:

Age of home
Overall construction of home
Hurricane mitigation in the roof
distance to fire department
distance to closest fire hydrant
Distance to coast
Crime rates in neighborhood
your credit score
Previous claims you've had
The deductible you choose

We use Chubb. They are expensive, but we needed some special contents coverage that nobody else writes in the US, so we didn't have a lot of choice. The good part is that they are consistantly rated #1 for paying claims without haggle. They also don't overexpose themselves in any one given area, so they aren't at risk of going under when half the state is flattened by a hurricane like so many did back in 2004.

Keep in mind that with insurance, cheapest often isn't best.
Reply With Quote Quick reply to this message
 
Old 09-29-2009, 01:45 PM
 
1 posts, read 399,530 times
Reputation: 26
what is the average cost
for house insurance per month
Reply With Quote Quick reply to this message
 
Old 09-29-2009, 01:53 PM
 
22,928 posts, read 29,954,449 times
Reputation: 10274
Quote:
Originally Posted by kelsei View Post
what is the average cost
for house insurance per month
It depends on so many factors:

Age of home
Overall construction of home
Hurricane mitigation in the roof
distance to fire department
distance to closest fire hydrant
Distance to coast
Crime rates in neighborhood
your credit score
Previous claims you've had
The deductible you choose
the types of pets you have

Keep in mind that with insurance, cheapest often isn't best.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Options
X
Data:
Loading data...
Based on 2000-2011 data
Loading data...

123
Hide US histogram


Over $79,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Florida > Orlando

All times are GMT -6.

2005-2014, Advameg, Inc.

City-Data.com - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25 - Top