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Old 03-24-2011, 12:44 PM
 
50 posts, read 85,277 times
Reputation: 23

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OK, so I am now rethinking my move to FL b/c of the insurance issue. I currently have full coverage through state farm here in Chicago. My car is on my grandmother policy because I was already an insured driver on her policy. We currently pay $135 a month and my deductible is $250/$100... I am totally dreading the increase if I move to FL. I was thinking it may go up by about $50, but I am seeing horror stories of monthly rates being as high as if not MORE than paying the monthly car note... I drive a 2010 4 door Nisssan Versa Hatchback, royal blue 25k miles, clean driving record, 38 yrs old female credit score is in the 600 range (I just found out they run credit reports to determine insurance rates). Insurance professionals, could I keep my car under the current policy and just change my address or do I need to start all over with an agent in FL?????
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Old 03-25-2011, 12:45 PM
 
1,256 posts, read 2,281,025 times
Reputation: 649
I am not an agent but I am a male in my 20s and I pay $75/month. I have full coverage in everything with a $500 deductible. However, I was in an accident around Christmas-time, so I don't know how long that rate will last.
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Old 03-25-2011, 03:29 PM
 
4,155 posts, read 7,625,076 times
Reputation: 2339
no insurance professional but in my line of work I deal with auto insurance frequently. I don't believe your premium will change much given that info.
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Old 03-25-2011, 11:37 PM
 
Location: Orlando
8,221 posts, read 10,958,708 times
Reputation: 4022
if you or your parents have a military background, I'd suggest USAA
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Old 03-26-2011, 06:06 PM
 
Location: Orange County, Florida
385 posts, read 1,237,551 times
Reputation: 196
You should just be able to ask you agent and they should be able to tell you what your rate would be here. Also, shop around. We saved a lot by changing insurance companies.

-Harry
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