Best Roof Construction Type (Kissimmee: insurance, maintenance, house)

[alex_lilit]

Good day,

which one, actually, is the best type of Roof to protect from Hurrricane ?
And is very important to get one very insulated?

Many thanks

Alessandro

[cmj_fla]

Most homes built after 2001 have greatly improved durability of roofs.

Insulation will not prevent the roof from coming off but a few other things can. Most importantly is the roof shape. By far the best shape of a roof for a hurricane is a Hip Roof: Here is an example: Hip Roof Pic It is a four sided roof that has all sides slanting downward. This helps greatly decrease the amount of wind getting under the roof and lifting it off.

I have also heard that medal roofs hold up a lot better than shingle roofs.

You can also look into getting hurricane straps to hold your roof down but make sure they are secured to load bearing components.

Finally, make sure that the roof is properly maintained. Here is a good article on that: Hurricane protection begins with the roof over your head : Hurricane Season 2008 : TCPalm

[AONE]

I think you will find tile to be the best choice. We don't have much slate down here so tile would be a good thing. At the very least it needs to be newer so it has the hurricane standards. ideally one since 2000. There are lots of new roofs after Charlie including mine.

[GregTraub]

Great insurance, Concrete, Metal, Tile. All will stand up to a certain category of hurricane, none will matter if it floods, you are burglarized, or a 200 year old tree falls on your house. Great insurance is always your best bet.
For the actual types of roofing material mentioned you can expect to pay a nice premium over your standard shingle roof that will handle a good hurricane just as well....as long as it's maintained appropriately and replaced to the newest standards before it gets too old. The major changes to building codes in regards to roofs and hurricanes came after andrew in the early 90's and the 2004 hurricanes. So homes built 2004+ have better minimum building standards.

[cmj_fla]

Actually the Florida Legislature greatly improved it's Building Codes in 2001 to reflect the needed improvement in construction for windstorms therefore the Insurance industry is rewarding homeowner's that have home newer than that with lower premiums. Furthermore, the shape of the roof is very important when it comes to Hurricane winds. A strong enough winds will lift a roof off regardless of maintenance if there is means to do so. I.e. a gable area that has a "lip" for the wind to get under will lift that entire roof right off. I saw this dozen of times here in Kissimmee because of Charlie.

I completely agree that having the right insurance is what is most important because if another Hurricane Andrew comes along then there is not much that will protect your home/roof but you can have the means to rebuild if the worst does happen.