Mortgage UK resident (credit, loan, house)

[Jon D]

Does anyone know of banks/ lenders offering good deals for foreign nationals. We are relocating from the UK in about 12 months but are hopefully purchasing now if our offer is accepted.
Thanks in advance

[WestcoastBrit]

If your not moving for a year then I would hold off on buying. As for the lenders/banks, it took me 18 months to establish good enough credit in the U.S to get a loan.

[FloridaBritGuy]

well u can buy my house its a 5 bed 3 bath with pool jacuzzi etc.

I wanna go home !

[GregTraub]

I beleive the bank most of my clients use still has a decent foreign national program that does not need U.S. credit. They have changed their guidelines quite a bit lately and will only allow the mortgage on certain properties with a good amount of money down.

You have already put an offer in on a property without being approved for a mortgage??

[Jon D]

Greg,

Could you please send me information on the bank. The offer on the house is subject to obtaining finance which should not be a problem.

Regards

Jon

[ButterflyUK]

Originally Posted by GregTraub

I beleive the bank most of my clients use still has a decent foreign national program that does not need U.S. credit. They have changed their guidelines quite a bit lately and will only allow the mortgage on certain properties with a good amount of money down.

You have already put an offer in on a property without being approved for a mortgage??

What bank is this? What kind of mortgage is it called?