|
10-29-2008, 01:46 AM
|
|
Junior Member
|
|
Join Date: Oct 2008
Reputation: 10
|
|
Insurance and meldew
Hi Everyone,
This last summer we left our new house in Winter Haven Florida in March and set the Air-Con to 75%, a few weeks ago we had a phone call from a friend who looks in on the house now and then to say we had Mold every
where in the house.
We have arranged for a Mold expert to clean the house from top to bottom. and all the clothes/
My question is:
Can we claim on our house insurance for this expensive job.
|
|
10-29-2008, 06:12 AM
|
|
Moderator
|
|
Join Date: Feb 2007
Location: Central Florida
1,594 posts, read 1,385,276 times
Reputation: 1048
|
|
|
Yes, probably. Most policies included mold removal. Call your insurance company ASAP. Good luck!
|
|
10-31-2008, 04:41 PM
|
|
Senior Member
Status:
"Hey Santa, how much for your list of naughty boys?"
(set 8 days ago)
|
|
Join Date: Sep 2008
Location: Orlando, Florida
9,120 posts, read 2,738,986 times
Reputation: 9190
|
|
I would suspect this is the end result of all the heavy rains, hurricanes and tropical storms we just went through. I found this online:
4. Keep up your home maintenance-especially plumbing. Mold and mildew damage are now excluded from coverage in many insurance policies. If you have had an undetected leak that has caused damage, mold, and/or mildew it could end up costing you dearly in out of pocket costs.
Allstate Reconstruction - insurance restoration, columbus, ohio, construction compnay
Your insurance agent will be the only one who can go over your policy with you to see if you are indeed covered. It may depend on what they determine the 'reason' for the damage.
Good luck to you! |
|
11-01-2008, 07:50 AM
|
|
Real Estate Broker
|
|
Join Date: Dec 2007
Location: Orlando
2,542 posts, read 1,195,281 times
Reputation: 861
|
|
|
After the hurricanes many insurance companies removed a great deal of items covered, pool enclosures, fences, and even mold in some cases. It was really all about them and a way for them to skirt around claims. they want to take everyones money but they hate to pay out when needed. .... Nationalization anyone?
|
|
11-20-2008, 09:20 AM
|
|
Senior Member
|
|
Join Date: Nov 2008
7,244 posts, read 2,853,688 times
Reputation: 1943
|
|
|
It depends on your insurance. Mine covers, but only up to $10K. that's a drop in teh bucket for a major mold remediation. before you start cleanup you have to figure out why you've got mold. Leaving the A/C set at 75 degrees wouldn't have caused it, I seldom turn mine below 78.
My guess is that you've got a major water leak someplaceeither a broken pipe or water coming in under the eaves or through the block, and until you fix that there's no sense cleaning up, because it's just going to come back.
|
Please register to post and access all features of our very popular forum. It is free and quick.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
|
|
Welcome to City-Data.com forum! Make sure to register - it's free and very quick! You have to register before you can post and participate in our discussions with 700,000 other registered members. User profiles and some forums can only be seen by registered members. After you create your free account you will be able to customize many options, you will have the full access to over 15,000 posts/day about local topics and you will see fewer ads. 
Linear Mode
