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Old 05-12-2009, 12:15 AM
 
Location: Groveland, FL
1,232 posts, read 1,868,745 times
Reputation: 1671

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I'm sick of State Farm's high rates, and I wanted to get opinions on who I should go with? I don't want a fly-by-night insurance company that is cheap only because they won't pay up if you have an accident. Who is the most affordable of the reputable companies?
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Old 05-12-2009, 02:14 PM
 
26,582 posts, read 50,161,325 times
Reputation: 12896
There is no one-size-fits-all answer. Best bet is to shop around.
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Old 05-12-2009, 02:18 PM
 
Location: Mountain Home, Arkansas
436 posts, read 718,347 times
Reputation: 132
Farm Bureau, Allstate (they give you a check for every year you don't have an accident), AARP, Progressive...etc just call and sk for their rates (well if your a bad driver don't expect low rates)
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Old 05-12-2009, 05:54 PM
 
Location: Orlando
8,219 posts, read 10,372,905 times
Reputation: 4007
I use USAA... I could probably find a little cheaper but none better.
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Old 05-12-2009, 07:29 PM
 
2,414 posts, read 4,490,383 times
Reputation: 634
I'm using Progressive. I haven't had a claim yet, but I haven't had any issues with them either.
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Old 05-12-2009, 11:08 PM
 
Location: Groveland, FL
1,232 posts, read 1,868,745 times
Reputation: 1671
I appreciate the suggestions thus far. iColt1, my husband did have a couple of accidents over 3 years ago. I thought that once you were past 3 years, they came off your record (3 years was up Sept last year), but State Farm has kept our rate up there anyway. That's why I'm done with them.
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Old 05-13-2009, 08:58 AM
 
26,582 posts, read 50,161,325 times
Reputation: 12896
It comes of your license but insurance tends to keep it on for up to seven years.
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Old 05-13-2009, 11:01 AM
 
2,414 posts, read 4,490,383 times
Reputation: 634
I thought it was five years.
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Old 05-13-2009, 11:41 AM
 
Location: Asheville, NC
10,882 posts, read 23,749,917 times
Reputation: 3755
I switched to Allstate not to long ago. I was paying $3500 for liability only with Metlife. (3 older cars) When I switched, I went down to about $2K a year for liability. Yes, I saved $1500 a year. Yes, it does pay to shop around! You're probably wondering why it's so high, it's b/c I have a teen driver.
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Old 05-27-2009, 10:09 AM
 
2 posts, read 2,692 times
Reputation: 10
Default stay away from farm bureau

long story short, worst "agent" ever and the customer service is bad. I could never understand the responses from my agent - if i got them, when i had questions. UGH, what an experience!
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