U.S. CitiesCity-Data Forum Index
Covid-19 Information Page
Go Back   City-Data Forum > U.S. Forums > Florida > Orlando
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 11-11-2009, 12:17 PM
IMS IMS started this thread
 
11 posts, read 26,735 times
Reputation: 10

Advertisements

Moving to Ocoee from KS and just found out State Farm doesn't write new home poicies themselves but rather through Citizens Property which I was told is actually the state.

Any thoughts on them or other auto/home insurance companies is appreciated.

Thanks - Roy
Reply With Quote Quick reply to this message

 
Old 11-11-2009, 01:12 PM
 
71 posts, read 159,836 times
Reputation: 48
For auto insurance, I've been using Progressive and they have had the best rates and very good service. While they do not offer home owners insurance in FL, they seem to have a discount for everything and even when I compare them to some other agency where I combine auto and home, Progressive is still cheaper.

For home insurance, the nationwide companies are non-existant in Florida because people in Florida tend to actually use the service they pay for and that is a big no-no for insurance companies [/end sarcastic rant].

We got our homeowners insurance through our builder (KB Homes), but I'm pretty sure they are just ASI Insurance, but can't be certain.
Reply With Quote Quick reply to this message
 
Old 11-11-2009, 01:39 PM
 
26,590 posts, read 56,370,163 times
Reputation: 13051
Quote:
Originally Posted by QuickGold View Post
For home insurance, the nationwide companies are non-existant in Florida
Wrong. Chubb is nationwide and they write in Florida.
Reply With Quote Quick reply to this message
 
Old 11-11-2009, 01:41 PM
 
2 posts, read 5,014 times
Reputation: 12
For both auto and home insurance I advise state fund insurance. They compared quotes for my place with companies like travelers (who I am currently with) and firemans fund etc. I moved from out of town as well and they took care of exactly what I asked for - their website is statefundins.com There quite speedy with getting back to you and I personally have an outstanding customer rep! I highly advise dropping them a line! - hope this helps
Reply With Quote Quick reply to this message
 
Old 03-03-2010, 07:03 AM
 
Location: Oviedo, FL
429 posts, read 999,222 times
Reputation: 163
john.james - i've heard the opposite on the state fund, that they are expensive.

annerk, is Chubb's pricing decent? We are shopping for homeowners now
Reply With Quote Quick reply to this message
 
Old 03-03-2010, 09:02 AM
 
129 posts, read 223,814 times
Reputation: 155
mrFlaBound,

The best pricing we found was through Olympia Insurance.
Reply With Quote Quick reply to this message
 
Old 03-03-2010, 09:18 AM
 
Location: Oviedo, FL
429 posts, read 999,222 times
Reputation: 163
Quote:
Originally Posted by andygump5 View Post
mrFlaBound,

The best pricing we found was through Olympia Insurance.
thanks andy.... ironically that is who my mortgage broker is recommending...


Also, (this is our first house)... our mortgage broker recommended insuring the value of the home minus the land value... does that make sense?
Reply With Quote Quick reply to this message
 
Old 03-03-2010, 10:43 AM
 
26,590 posts, read 56,370,163 times
Reputation: 13051
Quote:
Originally Posted by mrFlaBound View Post
john.james - i've heard the opposite on the state fund, that they are expensive.

annerk, is Chubb's pricing decent? We are shopping for homeowners now
Chubb is expensive, but you get what you pay for.
Reply With Quote Quick reply to this message
 
Old 03-03-2010, 10:44 AM
 
26,590 posts, read 56,370,163 times
Reputation: 13051
Quote:
Originally Posted by mrFlaBound View Post
thanks andy.... ironically that is who my mortgage broker is recommending...


Also, (this is our first house)... our mortgage broker recommended insuring the value of the home minus the land value... does that make sense?
Yes, why would you insure dirt?
Reply With Quote Quick reply to this message
 
Old 03-03-2010, 10:45 AM
 
Location: Oviedo, FL
429 posts, read 999,222 times
Reputation: 163
Quote:
Originally Posted by annerk View Post
Yes, why would you insure dirt?
Good way of putting it.. as I said, this our first home, and therefore first homeowners... so I just wanted to make sure of what i'm doing
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Settings
X
Data:
Loading data...
Based on 2000-2020 data
Loading data...

123
Hide US histogram

Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > U.S. Forums > Florida > Orlando
Follow City-Data.com founder on our Forum or

All times are GMT -6.

© 2005-2020, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top