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The interest rates are so low that I gave up chasing extra 0.1%, which is $10 per $10,000 a year. I have used Ally bank for more than a year and very happy with all the products that they offer. Currently, the savings rate is 1.29%, which is lower than the above.
The only complaint that I have with Ally is they don't have Iphone app where I can deposit the checks with.
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