Quote:
9. When it's all about the rewards points: Rewards points "should be nowhere in the equation for making that decision or not making it," says Michael McAuliffe, president of Family Credit Management in Chicago. "Base your decision on the merits of the purchase." Otherwise, you will tend to overspend. If you want to finance a vacation, skip the coffee or dessert or find cheaper parking and put away $5 a day for a year, he says.
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Disagree. I can't see why NOT to use a credit card as long as you pay it off in full. Otherwise, you are limited to using only the money you have. Well, just exercise a little self-control & you can use a credit card in the same same way. Rewards are then just an added bonus.