Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Economics > Personal Finance
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 03-10-2011, 05:14 PM
 
Location: Southern California
38,863 posts, read 22,849,388 times
Reputation: 60051

Advertisements

Quote:
Originally Posted by sean98125 View Post
Just switch to a credit union. They aren't obsessed with profits like the banks are.
You got that right!
Reply With Quote Quick reply to this message

 
Old 03-10-2011, 05:51 PM
 
Location: Planet Earth
1,084 posts, read 3,286,861 times
Reputation: 857
I'm assuming it costs a lot more to process a check than a debit card transaction or am I missing something?
Reply With Quote Quick reply to this message
 
Old 03-10-2011, 06:52 PM
 
11,175 posts, read 16,008,375 times
Reputation: 29925
Quote:
Originally Posted by dennismpat View Post
I went grocery shopping at Trader Joe's about a month ago and was in line behind an older, well-dressed lady (looked to be in her 60s). I couldn't believe it when I saw her writing a check to pay for her groceries. After I paid for mine, I went out of the store and saw her in the parking lot loading her stuff into the trunk of her car--a late-model BMW. I almost felt like asking her if she paid for her car with a check!
Why would you be surprised if she paid for her BMW with a check?

I guess I'm pretty old school as well. Although I use credit cards for virtually all my purchases, I write checks to the credit card companies to pay the monthly balance. I also use checks to pay for utilities, household repairmen, landscapers, pest control, etc., etc., etc.

Oh, and although it's not a BMW, I did write a check to purchase my Lexus SC430 convertible.
Reply With Quote Quick reply to this message
 
Old 03-10-2011, 07:31 PM
 
Location: Los Angeles area
14,016 posts, read 20,898,193 times
Reputation: 32530
Default It doesn't have to be all or nothing.

I am 66 and a great fan of online banking, which is convenient and more secure than sending checks out by mail. However, my bank's bill pay service is linked to my checking account and I still write the occasional check at a rate of about one-tenth of what I used to 10 or 20 years ago. I'm at a loss to know why a poster thought it was so bizarre to write a check to pay for a car. Why not? Since I don't have a debit card and the limit on my credit card would not permit it, I wrote a check to pay for my new Mazda Speed3 a few years ago. That's a modest expense compared to a BMW, but so what? What would that poster recommend I should have done instead? Please let me know.

I think the older people are, the more they stick to what they have always done. I have a friend who is 78 or 79 and who still writes checks for his groceries, which I do find bizarre and anachronistic. But there is more than one way to skin a cat, and there are worse irritations than waiting in line for someone to write a check, although I admit is is irritating.
Reply With Quote Quick reply to this message
 
Old 03-10-2011, 07:41 PM
 
11,175 posts, read 16,008,375 times
Reputation: 29925
Quote:
Originally Posted by Escort Rider View Post
...and there are worse irritations than waiting in line for someone to write a check, although I admit is is irritating.
True, but what irritates me to no end is when a person waits for the cashier to finish ringing up the groceries, and then starts searching her purse for her checkbook. And once she locates the checkbook, she has to fill-out the entire check, including the payee line, as if it was a surprise to her that she'd be writing a check and to whom it would be addressed.
Reply With Quote Quick reply to this message
 
Old 03-11-2011, 12:14 AM
 
Location: 53179
14,416 posts, read 22,473,283 times
Reputation: 14479
Quote:
Originally Posted by dennismpat View Post
I went grocery shopping at Trader Joe's about a month ago and was in line behind an older, well-dressed lady (looked to be in her 60s). I couldn't believe it when I saw her writing a check to pay for her groceries. After I paid for mine, I went out of the store and saw her in the parking lot loading her stuff into the trunk of her car--a late-model BMW. I almost felt like asking her if she paid for her car with a check!


Does it damn matter what kind of freaking car she was driving!You seem to be one nosy person. And who cared if she paid with a check? I see it all the time.
Are you new here or something?
Reply With Quote Quick reply to this message
 
Old 03-11-2011, 12:15 AM
 
Location: 53179
14,416 posts, read 22,473,283 times
Reputation: 14479
Quote:
Originally Posted by MadManofBethesda View Post
Why would you be surprised if she paid for her BMW with a check?

I guess I'm pretty old school as well. Although I use credit cards for virtually all my purchases, I write checks to the credit card companies to pay the monthly balance. I also use checks to pay for utilities, household repairmen, landscapers, pest control, etc., etc., etc.

Oh, and although it's not a BMW, I did write a check to purchase my Lexus SC430 convertible.



OMG I can't believe it!!
Reply With Quote Quick reply to this message
 
Old 03-11-2011, 11:42 AM
 
Location: Planet Eaarth
8,954 posts, read 20,673,069 times
Reputation: 7193
Quote:
Originally Posted by MadManofBethesda View Post
True, but what irritates me to no end is when a person waits for the cashier to finish ringing up the groceries, and then starts searching her purse for her checkbook. And once she locates the checkbook, she has to fill-out the entire check, including the payee line, as if it was a surprise to her that she'd be writing a check and to whom it would be addressed.
Shame on you and lot's of other selfish to much in of a hurry other people.

Wait your turn means WAIT YOUR FRICKING TURN!

After all when it's your turn you like to take your time....no?
Reply With Quote Quick reply to this message
 
Old 03-11-2011, 11:49 AM
 
8,263 posts, read 12,193,585 times
Reputation: 4801
Quote:
Originally Posted by manderly6 View Post
I wasn't writing checks before debit cards. Cash or credit cards work just fine for me.
Me too, I don't have a debit card and don't see a need. Credit card in wallet, ATM on the corner, all I need.
Reply With Quote Quick reply to this message
 
Old 03-11-2011, 11:51 AM
 
8,263 posts, read 12,193,585 times
Reputation: 4801
Quote:
Originally Posted by Tightwad View Post
Shame on you and lot's of other selfish to much in of a hurry other people.

Wait your turn means WAIT YOUR FRICKING TURN!

After all when it's your turn you like to take your time....no?
When it is my turn I handle the transaction using a process from this decade, not a silly archaic check writing method that does indeed take longer than it needs to.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Economics > Personal Finance
Similar Threads

All times are GMT -6. The time now is 02:26 PM.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top