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What's your job? Look for a new job with better pay? Some people are too scared/lazy to find a new job, and most wont go to a job that's across the nation that pays $30,000 more because it's too much trouble and far away. I don't see other solutions, unless you move to a cheaper place and be more frugal, but you didn't elaborate in your OP so we don't know the exact position you are in and your lifestyle.....
I know a lot of guys overspend too, BUT I am not going to be marrying anyone of them! I only interested in looking at girls and there a lot of them who are over spenders! I personally think my mother is a BIG spender even though we don't have much money which why my parent's retirement sucks.
I actually know one 1 of guy friends has 0 saving and really needs get it together. I do some friends, who are girls, so seem to actually save more money than me.
Silly to worry about this before you have even found someone you are seriously interested in. Of the couples I know by FAR the majority of the women had their ducks in more of a row than their men.
I had WAY more money than my DH when we met. Now he makes way more than me.
A lot of women I know have high income husbands who had to pay down debt when they got together.
Just don't pick a dependent, needy woman and things have a way of evening out over the long term. Simple!
Quote:
Originally Posted by Texas User
Lose in what sense?
Quote:
Originally Posted by pipsters
Seriously?
Lol pipsters, that was exactly what I was going to post with regards to Texas Users post!
I absolutely agree the more you have the more you worry about losing it. We have exactly the same problem. We've built up a nice net worth and with the economy the way it is it can be worrying. Especially when the banks were having so many issues - we were opening accounts all over the place to keep within FDIC insured limits.
Now we're worrying about the devaluing dollar, real estate collapse, stock market volatility, etc.
Sometimes it feels like there's no safe place for built up wealth!
Banks have FDIC limits. Google it.
You do not want over the FDIC limit if your bank goes under. Hence needing to spread out funds when things were looking bad.
Banks have FDIC limits. Google it.
You do not want over the FDIC limit if your bank goes under. Hence needing to spread out funds when things were looking bad.
Bingo. So problematic if you have more than this in liquid funds which we did when the banks were having trouble.
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