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Old 10-07-2009, 05:57 PM
 
Location: San Jose, CA
6,834 posts, read 16,763,003 times
Reputation: 2561

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Quote:
Originally Posted by amandamonkey123 View Post
I have used the site (removed). Quick ways to repair credit, dispute credit inquiries delinquency credit card[/url] and they do a great job! My creidit score increased 30 points by just removing 1 inquiry. Site is really easy to use and only $15 per removal!

(removed)
Oh man, you've got to be kidding me..
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Old 02-15-2010, 11:48 AM
 
1 posts, read 8,404 times
Reputation: 12
Default Removemycreditinquiries.org is a rip-off!

Stay away from Michael Roman Lach and his company removemycreditinquiries.org! He took $150 and never did a thing. When I asked for my money back, he disconnected his telephone!

He is a liar, cheater, and thief! Just stay away and spread the word!
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Old 06-21-2010, 02:06 PM
 
1 posts, read 7,873 times
Reputation: 11
I tried Lexington law firm, I had so many problems with this company after i paid my money to them. I would call and they would always tell me someone would call me back and never did. After lots and lots of phone call and months of paying this company money they finally told me that they could do nothing for inquires. This should have been told to me in the first place. I would not use them again or recommend them.
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Old 06-28-2010, 03:19 PM
 
1 posts, read 7,811 times
Reputation: 11
Hello, I have a major Lawsuit agaisnt the 3 Bureaus and I am nt going to stop until we get to federal Court as to the rights of consumers everywhere. They are of a fraudfulent nature and I cannot believe that evryone lies down and talkes this from them. I am taking care of this myself and this is going to tria

Yours Truly, A Real American.
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Old 09-01-2010, 01:58 PM
 
2 posts, read 14,226 times
Reputation: 11
thank you very much. you cannot put anything but numeric characters in the account # field when

disputing EQ hard inquiries online. i.e. do not put 01-01-2009 or 01/01/2009 you have to put 01 01 09.

otherwise it deosn't work. also in the company name field only letters and numeric charactyers will

work i.e. "jones building supply, inc" will not work but "jones building supply inc" will work also

"a.b.c industries" will not work but " a b c industries" will work.

again thanks.

jim davis

may 2009: 549, 566 and 605 sept 2010: 744,776 and 814
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Old 03-23-2011, 05:29 AM
 
1 posts, read 6,737 times
Reputation: 10
equifax refuses to remove an inquiry. A collection company checked my report and they had the wrong person. I called them and they said they would remove it. They sent letters and phone calls to equifax to have it removed. equifax has told me after 7 disputes and several phone calls they don't remove inquirys they phisicaly can't its up to the reporting person who ran your credit to remove them. The collection company has sent me the removal letter they sent equifax and told me they don't have the ability to remove the inquiry as well. Both companies are pointing the finger at each other and the inquiry is still being reported. Its not even in my name but on my report. Anyone have a suggestion??
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Old 03-23-2011, 08:40 AM
 
2 posts, read 14,226 times
Reputation: 11
Default equifax refuses to remove an inquiry

Quote:
Originally Posted by Paulfromvancouver View Post
. A collection company checked my report and they had the wrong person. I called them and they said they would remove it. They sent letters and phone calls to equifax to have it removed. equifax has told me after 7 disputes and several phone calls they don't remove inquirys they phisicaly can't its up to the reporting person who ran your credit to remove them. The collection company has sent me the removal letter they sent equifax and told me they don't have the ability to remove the inquiry as well. Both companies are pointing the finger at each other and the inquiry is still being reported. Its not even in my name but on my report. Anyone have a suggestion??
claim that it's fraud and/or identity theft. file a police report, contact atty general's office, that's how i got 11 equifax inquiries off my credit that i did not authorize
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Old 04-15-2011, 09:58 PM
 
1 posts, read 6,555 times
Reputation: 10
you cant dispute with the credit bureaus anymore only threw the creditors and dont go through lexington law i did for 3 months and they got nothing removed for me i contacted all the bureaus and got everything removed with 1 phone call
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Old 06-18-2011, 04:50 AM
 
9 posts, read 24,172 times
Reputation: 13
Quote:
Originally Posted by SMD1 View Post
Hello.. I am a credit repair specialist at one of the largest auto dealers in charlotte.
We currently pay someone 10,000 dollars a month to remove our clients inquiries the same day.
I figured the way to have them removed was online.. do you know of them being removed the same day based on your instructions.
Thanks
-Tim
Only Equifax will remove inquiries. The other two will just jerk you around. The only way is to claim identity theft.

I seriously doubt someone is getting those inquiries removed. If they do, why aren't you asking them how?
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Old 06-20-2011, 07:43 PM
 
Location: Anchorage, Alaska
204 posts, read 665,347 times
Reputation: 251
Everybody wants good credit, but not everybody is willing to live the lifestyle necessary to keep it. In accordance with the Fair Credit Reporting Act, I, as a landlord, run credit checks with permission (your signature). I'm constantly amazed at the prospective tenants who on learning a check is mandatory reply, "Oh yeah dude, like run the report, I'm good," and the report comes back with 15 collections, 9 charge-offs and a gutter score of 500.

Some of the advice I've read in this thread is good, some not so good. First, do it yourself. Avoid the "credit repair" vendors and spend some time at FTC.Gov (Federal Trade Commission)to learn what's the real deal with your rights and how to get things done. Then, (for free, folks) run your credit from each of the three agencies (Transunion/Equifax/Experian). Lay them out side by side and scrutinize EVERY entry. If it's not correct, challenge it IN WRITING (been there, done that, and it worked). Research the net for tips on how to legitimately increase your scores, and finally, adopt a different lifestyle approach concerning debt.

I'm betting the majority of folks I know with lousy credit, if given 50K today would be broke and have worse credit a short year later because they never developed skills to live within their means. Heavens knows it ain't easy, but for a whole lot of folks, something's got to change.

I had a conversation about finances with a co-worker recently. I informed him, "Your credit report is the REAL you, it doesn't matter how your present yourself or who you say you are, good, bad or indifferent, that report lays bare how responsible you are, and there's no getting around that."

Personal character isn't extinct, but when I want to really discover if my future tenant will pay me on time, while not a perfect tool, your credit report is considerably more convincing than a firm handshake and a smile. I wish it weren't that way, but it is.
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