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I think it is the people that are better with money that enjoy life more. It's not fun to live your life knowing you're in danger of losing your house because you are paycheck to paycheck. I know people that are heading into their retirement years totally broke. Fun? How fun is that?
i think you're right, but being better with money doesn't mean not spending much. i think some people spend quite a bit and are good with money. i believe there's such a thing as over-saving, but it's not as risky as overspending. but if you do over-save, and you miss out on opportunities in life, that's a loss in my opinion.
I get that a lot too but I am a conscientious spender. I do not believe in waiting until retirement to enjoy life. We are not promised tomorrow. I keep my revolving bills as low as possible and plan for trips and high ticket items.
such a simple concept. i save and spend. save for a trip to europe. spend it on that trip. i save for retirement as well. but there's a balance. if you can avoid going into debt, you're free to live this way. i have a 30 yr mortgage at a great rate. i could pay it off quicker, and maybe i will, but i feel no obligation to.
How about just even this: I don't derive enjoyment out of owning the latest doodad or ipoop or fancy shoe. It's not fun for me. I don't need them, I don't use them, and it just turns out being something I have to look after and take care of.
Forget finances...why can't people just acknowledge a difference in taste?
i think you hit it. some people don't realize not everyone wants a smartphone. doesn't mean you don't spend. if a 5 year old flip phone is still working for you, why upgrade? i tend to buy gadgets, and if i can sell it to upgrade to a new gadget, i will. if not, i wait until the old gadget dies. people enjoy different things. i love the outdoors. hiking, skiing, cycling. some of that is cheap, some of it is expensive. i'll buy a pair of jeans and wear them until you can see my underwear. same with my tshirts. but if i see something i want, and i can afford it, i'm getting it.
My nephew is a money moron, and he lived with us this past year, his first in college. A couple of weeks into living with us, I asked him what was the biggest surprise and adjustment for him. He thought a minute, then blurted, "You guys don't LIKE anything." By this he meant our dismissal of name brands such as Nike, Under Armor, etc. He was raised to think, and truly believes, that his purpose in life is to buy major brands because that makes one very cool. And if someone does not define themselves in terms of brand loyalties and wearing corporate advertising, he does not know how to relate to that. To him, they are not participating in the world, as if they were also refusing to own a computer or phone.
My nephew is a money moron, and he lived with us this past year, his first in college. A couple of weeks into living with us, I asked him what was the biggest surprise and adjustment for him. He thought a minute, then blurted, "You guys don't LIKE anything." By this he meant our dismissal of name brands such as Nike, Under Armor, etc. He was raised to think, and truly believes, that his purpose in life is to buy major brands because that makes one very cool. And if someone does not define themselves in terms of brand loyalties and wearing corporate advertising, he does not know how to relate to that. To him, they are not participating in the world, as if they were also refusing to own a computer or phone.
What's he majoring in? I seriously doubt it's a hard science, engineering, or business degree...
Truly feel for ya. You shouldn't have to have such a maroon in your house.
I would suggest the French Foreign Legion, but I seriously doubt they would have the kid, and the recruiter would probably laugh so hard he'd hurt himself. That and the FFL has never done anything to me, why should I wish such a pest on them?
Getting back to the original question - I think the free-spending grasshoppers don't like the company of the frugal ants, because they know how the story is going to end, but they don't want to think about that now.
I don't socialize with such people. When I run into them, thankfully seldom, I brusquely dismiss them - they don't bring anything to the table that I'm interested in.
Why do those that spend assume those of us that like to save enjoy life any less than they do?
I could ask the reverse. I also see a whole lot of superiority complex in those competing to see who can be the most frugal, and it's the flip side of the same love of money that causes people to try to be or act rich.
Sometimes I feel I buy the things I do these days so I'm not associated with the holier than thou, "I'm more frugal than you are" crowd.
And I still put away for retirement, have minimal debt other than a couple cars and a mortgage. But I LIKE my Droid X, and I LIKE my Mustang GT Convertible and Mini Cooper (and my paid off BMW) and I LIKE the Royal Caribbean cruise I just got back from. I LIKE my big screen TV that is also paid off. I LIKE my travel trailer and big truck that tows it, and I like camping in it with my wife and doggies.
i think you hit it. some people don't realize not everyone wants a smartphone. doesn't mean you don't spend. if a 5 year old flip phone is still working for you, why upgrade? i tend to buy gadgets, and if i can sell it to upgrade to a new gadget, i will. if not, i wait until the old gadget dies. people enjoy different things. i love the outdoors. hiking, skiing, cycling. some of that is cheap, some of it is expensive. i'll buy a pair of jeans and wear them until you can see my underwear. same with my tshirts. but if i see something i want, and i can afford it, i'm getting it.
What's he majoring in? I seriously doubt it's a hard science, engineering, or business degree...
Truly feel for ya. You shouldn't have to have such a maroon in your house.
I don't socialize with such people. When I run into them, thankfully seldom, I brusquely dismiss them - they don't bring anything to the table that I'm interested in.
What do you mean you don't socialize with them? Most people are like this. Aside from a couple of friends and my immediate family, I am totally surrounded by spendaholics. Especially at work. I sit there minding my own business, and people who don't make a tenth of what I do enjoy making derisive comments about how I should spend money just because I can.
Buy a new phone. Buy a new truck. Buy an iPad! Go out to eat more! Buy a home theater!
Maybe if I ever sound like I have a snotty attitude (though I usually just shrug or whatever), it's because I am constantly being bombarded by these fiscal morons and their obnoxious opinions.
No, I don't want your stupid iPhone. But yes...I will probably upgrade to first class on my way to The Four Seasons Hualalai.
What do you mean you don't socialize with them? Most people are like this. Aside from a couple of friends and my immediate family, I am totally surrounded by spendaholics. Especially at work. I sit there minding my own business, and people who don't make a tenth of what I do enjoy making derisive comments about how I should spend money just because I can.
Buy a new phone. Buy a new truck. Buy an iPad! Go out to eat more! Buy a home theater!
Maybe if I ever sound like I have a snotty attitude (though I usually just shrug or whatever), it's because I am constantly being bombarded by these fiscal morons and their obnoxious opinions.
No, I don't want your stupid iPhone. But yes...I will probably upgrade to first class on my way to The Four Seasons Hualalai.
Working in Nuclear and in Research, I just don't have the spendaholics around me, I guess they are out there in town but I don't go to places they congregate (where-ever that might be). When you do find someone driving an expensive car, in my crowd what would be typical is the '97 911 a buddy bought from the original owner - new price was $140K, he got it for about half that. $70K is relatively a lot for a car, but he got his money's worth, and paid cash.
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