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Old 11-05-2011, 03:19 PM
 
Location: Prescott AZ
5,708 posts, read 8,105,987 times
Reputation: 10356

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Fed up with Bank of America totally. They gave me such a run around when I tried to apply for a home mod. and then the debit fees which they ultimately decided not to inflict on us. Didn't matter to me. I cancelled my accounts there today. Just have a mortgage there I have to put someplace else. Good riddance to B of A !!!
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Old 11-05-2011, 03:22 PM
 
1,567 posts, read 2,642,785 times
Reputation: 1262
lol so you let them bend you overs for years with horse**** fees and somehow this pushed you over the edge?
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Old 11-05-2011, 03:24 PM
 
24,511 posts, read 33,428,583 times
Reputation: 12756
Nope, I like B of A.
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Old 11-05-2011, 03:40 PM
 
61,396 posts, read 63,416,284 times
Reputation: 40348
i always take advantage of their musuems on us deals.

for those who arent aware the first weekend of every month you can show your boa credit card and get free admission at alot of places.

Museums on Us®
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Old 11-05-2011, 04:39 PM
 
16,301 posts, read 23,824,312 times
Reputation: 8252
I figured out over 20 years ago that giving money to a for profit bank is stupid, and have accounts only with credit unions. There is not a single service that big banks offer that I don't have with my credit unions.
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Old 11-05-2011, 05:21 PM
 
61,396 posts, read 63,416,284 times
Reputation: 40348
museums on us..... ha ha ha
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Old 11-05-2011, 06:37 PM
 
3,553 posts, read 4,305,341 times
Reputation: 3033
Quote:
Originally Posted by mathjak107 View Post
i always take advantage of their musuems on us deals.

for those who arent aware the first weekend of every month you can show your boa credit card and get free admission at alot of places.

Museums on Us®
I drop BOA and I've went to a few museums. But with all the stupid fees they charge like $3 for bank transfers. I figure I am still paying for my own museum fees. I decided to go with a credit union and go to the museum anytime I want and not just the first weekend of every month. It's better for me to use my military discount where some museums have free deals.
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Old 11-05-2011, 06:42 PM
 
Location: Apple Valley Calif
7,475 posts, read 19,206,760 times
Reputation: 5568
Been with BofA for 30 years. Love em, have no reason to change. Never any fees. The secret is, keep money in the bank..!
Was a CC member for 25 years, maybe went in a half dozen time in all that time. Way to inconvenient. Finally closed my CC account...
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Old 11-05-2011, 10:10 PM
 
Location: Everywhere USA
346 posts, read 762,565 times
Reputation: 511
Default I did...

My move was due to a variety of reasons but primarily to rid myself of big banks (Wells Fargo) and their punitive fees. My employer doesn't have Direct Deposit so I will have to pay them an additional $10 per month or keep at least $500 daily balance. Hahahahaha

For the average person, credit unions are sufficient and with technology...well, the too-big-to-fail banks may be history. At least, they should be, but not likely, even though the enrollment into credit unions has reached higher numbers in the past few months.

The reason most people go with larger banks is because they think they need it - they really don't. There is a certain income level at which a larger bank is a benefit, but that is not for most people. It explains why it is only $5 to open an account

I was able to get better terms on a credit card and am in the process of ditching one of my credit cards which was at an extremely high rate.

So far, so happy
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Old 11-05-2011, 10:17 PM
 
24,511 posts, read 33,428,583 times
Reputation: 12756
Quote:
Originally Posted by Asheville Native View Post
I figured out over 20 years ago that giving money to a for profit bank is stupid, and have accounts only with credit unions. There is not a single service that big banks offer that I don't have with my credit unions.
B of A offers me 30 commission-free trades per month if I use their savings or checking account.... Does your credit union offer this?
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