recent graduate, need some help on a charge card.

[ragnarkar]

If you travel a lot, sign up for a rewards card from your preferred Airline.

If you need a 1-size-fits-all card, get the Chase Freedom card.

[sll3454]

Originally Posted by stargirl007

I have around ~50k in student loans. I have already started paying on these.

I also have a car loan, it has around ~8k left. I was able to get it financed in my name with my dad's cosign when I was 18 and got this as a high school graduation present. $600/mo payments, have not missed one since purchasing car in Jan 08

Either get a cheaper car, or if you love this one, keep it for a long time - like until you finish paying your student loans. Those are high payments for someone who makes $40,000/yr.