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The only way you can see your real Experian score is if a lender pulls it. Experian hasn't allowed consumers to buy their scores since 2009.
The only way to see your real FICO scores (all 3 are actually FICOs), as opposed to the FAKO scores that go up to 900 or 950, is to go to myfico.com for the Equifax score and transunioncs.com for the Transunion score. There's 2 credit unions that will give their members real scores too, but I can't remember which ones. Going to transunion.com will give you a Vantage score (FAKO), which is only used by one lender that I'm aware of. True FICO scores only go as high as 850 and those are the scores most lenders pull.
The only lender that's required to show you your 3 scores, last I knew, is a mortgage lender. An auto lender may have different scores, as theirs are based on your previous auto loan history. I wasn't aware that you could get them by applying for a job, but that would be one way to get them for free.
ETA: This is all discussed to death on the forums at myfico.com.
You can go to equifax.com and Transunion.com to see real scores. I bought a new car on the 14th. My FICO on Equifax and the dealer score was the same. I am not sure about Experian but you can get my score there too. I doubt if they would give you a fake score from their own bureau.
That's not necessarily true. Most mortgage companies pull all three scores. Some credit card companies may pull the FICO when first applying BUT after you have the card for awhile, they will check the other scores. Based on those scores, they will decrease or increase your APR and credit limit. Sometimes even canceling or offering more cards and balance transfer offers.
Even a job in financial will pull all three. I am going off my own experience.
Anyway my FICO is 734, Experian 698, Transunion 702.
I get it from Equifax.com and recently received the same score when they pulled it at the dealership.
Is it free and/or free trial?
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