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That may be true, but I can understand how he succumbed to the "you must go to college at any cost" brainwashing.
That is how the parents are though. Atleast the older generation parents are. They want their kids to be a Doctor, Engineer, Lawyer especially in the Asian culture. Instead of giving them thousands of dollars to go to college, why not give them that money to start at business and help them out? Maybe a family owned business. Normally, the parents start off the kids when their are young at their small business and take over eventually.
It's the in the past. Besides, I think your parents did the right thing. Now you have your education out of way, you can focus on developing your career.
It's the in the past. Besides, I think your parents did the right thing. Now you have your education out of way, you can focus on developing your career.
If you have 10+ years of solid experience then they will hire you regardless of your degree. Marketing degrees are dime a dozen.
Bit of a catch-22 though. Pretty hard to get any "solid experience" without a degree. Finance degrees are common too but not everyone works on wall street. I guess well just have to agree to disagree here. I'm guessing I'm the one who got the degree and made money and your the one who didn't and made money
It's the in the past. Besides, I think your parents did the right thing. Now you have your education out of way, you can focus on developing your career.
Is this for me?
It is like this.
After high school, go to college, graduate, get married, have kids, go to college for masters's and then phd.
Bit of a catch-22 though. Pretty hard to get any "solid experience" without a degree. Finance degrees are common too but not everyone works on wall street. I guess well just have to agree to disagree here. I'm guessing I'm the one who got the degree and made money and your the one who didn't and made money
It cost money to train the new graduate. Experience folks can produce from day 1. Finance and Accounting degrees in Business Administration is much better for jobs and salary. I also have a degree lol
If I were you, I would look into prepaid mobile phones. I don't know what's available in your area but you may want to look into Cricket Wireless, Boost Mobile, and Virgin Mobile. Even Walmart has a mobile phone service now.
Do not touch your 401k nor your savings account. You need to build up an emergency fund so keep adding to that savings account.
I think you should keep the car but shop around for insurance. I understand that you definitely need dependable transportation. I've visited Atlanta and have family that live there so I know that public transport is no friend to the suburbs.
Atleast your living situation is good. $175 rent is awesome. I think your biggest hurdle is the student loan debt. Please look into student loan debt consolidation. Although you didn't understand much about financial aid or how student loans worked, please educate yourself about personal finance so you can formulate a plan. Also two words, Suze Orman. Google and youtube her and watch the videos. You will learn alot.
Keep your chin up and your head held high. Don't give up. It might take a while but if you start making the practically decisions now it will definitely pay off. You may want to consider working a second part time job to help you save money.
You mentioned that you have good credit. Keep it that way because it will go along way for you. I wish I had learned that lesson early on.
$200 to $250 a month for gas is cheap IMO. I pay $200 a month in gas for an older car with a 3.0 V6 engine. My commute is 22 miles round trip per day for 5 days, plus my weekly errands for groceries and a little shopping. When I had an old cadillac with V8 engine I was paying $350 a month in gas.
$200 to $250 a month for gas is cheap IMO. I pay $200 a month in gas for an older car with a 3.0 V6 engine. My commute is 22 miles round trip per day for 5 days, plus my weekly errands for groceries and a little shopping. When I had an old cadillac with V8 engine I was paying $350 a month in gas.
Why not get a 4 Cyl and a gas efficient car? I pay about $80 a month.
See what the Kelley Blue Book Value is on your car. You can make a quick $5,000 possibly by selling your car and getting a cheaper one. You can get a perfectly reliable car for $7,000-$8,000.
Also, talk to the lender on your auto loan about refinancing that loan. You can lower your payment by quite a bit.
If he knows a dealer, he could get a car at an auction that's in great condition as well for a fraction of that. I got a 2010 Ford Fusion for $3K on auction. All it needed with a brake check up and a new windshield.
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