How can one get a free credit score on all 3 reports without having to pay for it....

[michgc]

Even if you take out a loan, you will most likely have to pay. We did a home equity line of credit last year and part of the fee was a credit score fee.

Our scores were pretty consistent across all three agencies - something like 798, 803, and 813. Our lender used the middle score.

[LordSquidworth]

You get a free credit report, not credit score.

https://www.creditkarma.com/

[Pitt Chick]

or better yet...
https://www.annualcreditreport.com/cra/index.jsp

[LordSquidworth]

That's a credit report, that you get limited access of.

The above link I posted is one I found last week, that gives you unlimited access to your credit score, which is what was being sought.

[mathjak107]

Those are not fico scores folks if thats what you wanted to see. there are other companies that issue scores but they are NOT fico scores.

[hershey48]

I did a score watch trial (I think that's what it's called) to get my fico score. I read that if you're not getting a mortgage you don't need to pay for all three scores. With the trial I got equifax (or experian can't remember) credit report and my score for free and I cancelled before the trial ended.

[LordSquidworth]

You don't have to pay for the three reports. The only stipulation is that you can only get them once a year.

Homeowner stuff doesn't matter.

[mathjak107]

wrong!

We arent talking credit reports , we are talking credit scores. You can get the credit report free but they contain no fico scores ,they contain only your credit history..

To get your fico score you must pay .