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But it's silly to pay interest when it's completely unnecessary.
of course. but i think the poster i was responding to was saying that it's sometimes necessary. Point is - it doesn't hurt you, and it doesn't help you.
The older generation were better at handling credit and debt. I bet the percentage among the consumerist generation is a lot lower.
what's the consumerist generation? Boomers? I know i've read studies that show that millenials pay their balance in full at a higher rate than other generational "groups". though CNN just had a report on how little millenials are saving for retirement.
Location: Chapel Hill, NC, formerly NoVA and Phila
9,775 posts, read 15,776,851 times
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Quote:
Originally Posted by suzy_q2010
2.2%
That's only if we assume that left-handed and right-handed people are equally likely to have 800+ credit scores. I'd be willing to bet that left-handed people are more likely to have 800+ scores than right-handed people. We're smart that way.
That's only if we assume that left-handed and right-handed people are equally likely to have 800+ credit scores. I'd be willing to bet that left-handed people are more likely to have 800+ scores than right-handed people. We're smart that way.
But you're a pain in the a** to sit next to at dinner.
Any debt we have at the time credit card is due or sooner we pay with no interest! We have cards for a long time with very high credit lines, own a home!! All vehicles are paid for, but just bought a new Farm Tractor. Build all the time so always charging supplies on credit with interest free up to 6 months , but pay off way before 6 months in full.That helps us.
Credit card NEVER EVER carries a balance month to month. Never (like for 15+ years).
You also have to purchase stuff and pay off early any big expenditures including mortgage
No late bills - even utilities. One incident will cut your FICO a lot. Even if accidental (lost in the mail, for example) - there is nothing you can do.
It doesn't take much.
Last edited by TwinbrookNine; 06-03-2015 at 06:37 PM..
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Credit Score 834 How di you do it? Reply!
