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Old 08-12-2013, 05:59 PM
 
Location: Southern New Hampshire
10,048 posts, read 18,069,717 times
Reputation: 35846

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Quote:
Originally Posted by SeaNile31 View Post
She is in tears not wanting to move to this specific home. My point is I've been looking at homes for 3 years and this one home is as good as it gets for our price range.
I don't mean to be mean, but I would be in tears over that debt load. I don't understand how she can't understand that the two of you simply cannot afford your current lifestyle, especially when she is not working at all. Honestly, I find that mind-boggling (and I'm a woman).

You can make just about any house into a HOME. Why doesn't she know that?
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Old 08-12-2013, 06:02 PM
 
Location: USA
7,776 posts, read 12,442,098 times
Reputation: 11812
I doubt changes will be taking place. Giving up this, or giving up that. No thanks. It looked good 4 years ago and still does. That is what I see for the future.
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Old 08-12-2013, 06:25 PM
 
Location: Texas
44,254 posts, read 64,358,815 times
Reputation: 73932
Quote:
Originally Posted by SeaNile31 View Post
Worst part is I occasionally feel stuck in this position with the housing market. If the numbers don't work for selling my home then I will really feel stuck in this position. I want to make a decision in the next few weeks and then either move forward with the downsizing or begin to pay down the CC debts.
It is really too bad bc it is your HOUSING costs that have you hamstrung.
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Old 08-12-2013, 06:27 PM
 
Location: Texas
44,254 posts, read 64,358,815 times
Reputation: 73932
Quote:
Originally Posted by karen_in_nh_2012 View Post
I don't mean to be mean, but I would be in tears over that debt load. I don't understand how she can't understand that the two of you simply cannot afford your current lifestyle, especially when she is not working at all. Honestly, I find that mind-boggling (and I'm a woman).

You can make just about any house into a HOME. Why doesn't she know that?
I agree. Wife needs to grow up and be part of the solution instead of the problem.

I DO NOT think she should go work.
At that income level, there is no excuse for having your kids raised by strangers.

But she would be instrumental in cost cutting.
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Old 08-12-2013, 06:46 PM
 
114 posts, read 208,605 times
Reputation: 54
Believe me. It's not all her fault at all. We both live without really thinking of a budget.

You can make any house a home. I like that a lot.
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Old 08-12-2013, 07:09 PM
 
Location: Texas
44,254 posts, read 64,358,815 times
Reputation: 73932
Quote:
Originally Posted by SeaNile31 View Post
Believe me. It's not all her fault at all. We both live without really thinking of a budget.

You can make any house a home. I like that a lot.



It is a correct and warm sentiment.
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Old 08-12-2013, 07:10 PM
 
Location: Texas
44,254 posts, read 64,358,815 times
Reputation: 73932
Honestly, I'd get out of that house now. Take the bath now instead of bleeding slowly to death.
Never mind how you'd have to slash your lives to the bone just to live in that house.
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Old 08-12-2013, 08:22 PM
 
114 posts, read 208,605 times
Reputation: 54
It's really boiling down to the fact that we know we have to move but the specific house I found my wife does not like. I point out that for the past 4 years nothing better has come along and this is the correct price. She wants to wait it out for a "better" house to become available yet has no specifics. Fun stuff!
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Old 08-12-2013, 09:06 PM
 
Location: Long Island
9,933 posts, read 23,152,789 times
Reputation: 5910
Quote:
Originally Posted by SeaNile31 View Post
Believe me. It's not all her fault at all. We both live without really thinking of a budget.

You can make any house a home. I like that a lot.
Sent you a DM.
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Old 08-13-2013, 12:54 AM
 
1,257 posts, read 3,682,798 times
Reputation: 941
Quote:
Originally Posted by SeaNile31 View Post
Damn, keep uncovering issues. I am not sure how we will get out of this.

CC#1: $37,000
CC#2: $5,400
CC#3: $14,000
401k loan: $11,000

Even if I can sell this home I'm not sure we could afford to move to the less expensive home. Would we get a mortgage, closing costs, etc.
How is it that you're just "uncovering" these issues?? It's as if you are living blind... what's wrong with your financial situation?

Geez.
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